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$949K · 3 bed Detached · Draper, Bracebridge | MyPropertyScout

$949,000

1123 Stone Gate Lane

32OwnerOccupied

Map

Waterfront

$949,000

DOM44days

1123 Stone Gate Lane

Bracebridge · Ontario P1L 1X1

MLS® X13116002 · Draper · P1L 1X1

32OwnerOccupied700-1100 ft²DetachedNone44d$1,054/ft²Lot 165 x 254 ft$3,826 tax/yr

44 days on market

About this home

4 Seasons of PEACE and QUIET on Beautiful PROSPECT LAKE, BRACEBRIDGE, MUSKOKA!! Towering Pines, and beautiful granite stone accent this lovely 4-Season Cottage on Prospect Lake, 165 ft of frontage --just 20 minutes from Hwy 11, Town of Bracebridge, and 2 hours to the GTA! Zoned SR1 (Shoreline Residential) Vaulted ceilings, with fine wood finishes throughout. Layout is open, practical, with bedrooms at the back, common spaces at the waterfront end of the cottage. Prospect Lake has no horsepower o…

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Property details

MLS#: X13116002
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 1
Fireplace features: Freestanding, Propane

Waterfront: Yes
Water view: Direct
Water body: Prospect Lake
Water frontage: 50 ft
Shoreline: Clean, Mixed
Waterfront features: Dock

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 165 × 254
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Pool: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Hwy 118E/Prospect Lk Rd
Basement: Exposed Rock, Separate Entrance, Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Separate Heating Controls
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.81m × 3.25m
Main	Living Room	4.8m × 6.4m
Main	Primary Bedroom	3.04m × 3.35m
Main	Bedroom 2	3.09m × 3.55m
Main	Bedroom 3	2.92m × 3.04m
Main	Bathroom	—
Main	Bathroom	—
Main	Sunroom	3.58m × 4.47m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Keller Williams Experience Realty

Source: TRREB/PROPTX · MLS® X13116002

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$949K

1123 Stone Gate Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,000✓ $3,826 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,803/mo

incl. closing costs (yr 1)

Annual total

$81,638

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$1,457/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $43,203/yr

Property taxes24% $19,281/yr

Utilities4% $2,964/yr

Insurance & security2% $1,600/yr

Maintenance12% $9,490/yr

Closing costs6% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,203	$3,600/mo
Government & taxes
Property tax	$3,826	$319/mo
Land transfer tax(closing)	$15,455	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,490	$791/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,638	$6,803/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1123 Stone Gate Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs