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$800K · 3 bed Detached · Town Ward 3, Peterborough | MyPropertyScout

$799,900

520 Homewood Avenue

32OwnerOccupied

Map

⚡ Insider Deal

↓ $25,000Price Reduced

$799,900

DOM44days

520 Homewood Avenue

Peterborough · Ontario K9H 2N3

MLS® X13115770 · Town Ward 3 · K9H 2N3

32OwnerOccupied1500-2000 ft²Detached1-car Detached44d$457/ft²Lot 45.3 x 86.1 ft< .50 ac$7,328 tax/yrBuilt 1916110 yrs old

44 days on market

About this home

Tucked within one of the city's most sought-after, family-friendly neighbourhoods, this handsome 2.5-storey residence is a rare find for those who appreciate timeless character paired with the warmth of a truly livable home. A charming enclosed front porch sets the tone from the moment you arrive - a welcoming extension of living space where you can enjoy the beauty of the tree-lined streetscape in every season. Inside, the generous centre hall plan unfolds with grace, anchored by a sunlit livin…

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Property details

MLS#: X13115770
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete, Block
Property features: Fenced Yard, Golf, Hospital, Park, Place Of Worship, Public Transit

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 45.32 × 86.11
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Landscaped, Lighting, Patio, Porch Enclosed, Year Round Living
Fronting on: North
Cross street: MONAGHAN ROAD - HOMEWOOD AVENUE
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Storage, Water Meter, Water Purifier
Parking features: Private, Tandem

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	3.4m × 2.82m
Main	Dining Room	3.7m × 4.04m
Main	Kitchen	3m × 3.13m
Main	Breakfast	2.45m × 2.85m
Main	Living Room	3.71m × 7.33m
Second	Bedroom	3.63m × 4.01m
Second	Bedroom	3.54m × 3.55m
Second	Bedroom	3.56m × 3.72m
Third	Office	6.25m × 4.6m
Basement	Recreation	4.94m × 8.81m
Basement	Laundry	3.89m × 2.76m
Basement	Other	5.33m × 4.87m
Basement	Other	2.15m × 1.76m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Lepage Frank Real Estate Electric City

Source: TRREB/PROPTX · MLS® X13115770

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$800K

520 Homewood Avenue · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $7,328 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,287/mo

incl. closing costs (yr 1)

Annual total

$75,445

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,755/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$611/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $36,415/yr

Property taxes26% $19,801/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$7,328	$611/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,445	$6,287/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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520 Homewood Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs