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$420K · 4 bed Detached · Gibson, Hamilton | MyPropertyScout

$419,900

39 Arthur Avenue

42OwnerOccupied

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⚡ Insider Deal

↓ $30,000Price Reduced

$419,900

A●●●○○DOM44days

39 Arthur Avenue

Hamilton · Ontario L8L 6C7

MLS® X13115728 · Gibson · L8L 6C7

42OwnerOccupied1500-2000 ft²DetachedNone44d$240/ft²Lot 26 x 80 ft$3,040 tax/yrBuilt 1916110 yrs old

14% below market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Must see. One of the largest homes in this area, very spacious room sizes. Must see!! Excellent location close to downtown and bus routes to McMaster, Large two and half storey home -- Finished attic - 3+1 bedrooms, 2 full baths, excellent spacious home in the area. Featuring finished attic with two rooms.

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Property details

MLS#: X13115728
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Other

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 26 × 80
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Sanford/King St E.
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: None

Rooms

Level	Room	Dimensions
Basement	Recreation	4.88m × 4.5m
Basement	Laundry	2.24m × 1.57m
Basement	Bathroom	1.22m × 2.69m
Main	Living Room	3.23m × 3.58m
Main	Dining Room	3.94m × 3.58m
Main	Kitchen	2.87m × 5.11m
Second	Bedroom	5.26m × 3.63m
Second	Bedroom	3.07m × 3.15m
Second	Bedroom	3.43m × 3.15m
Second	Bathroom	1.91m × 2.36m
Third	Bedroom	4.78m × 3.61m
Third	Other	3.61m × 3.61m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13115728

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$420K

39 Arthur Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $3,040 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,538/mo

incl. closing costs (yr 1)

Annual total

$42,458

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,081/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $19,116/yr

Property taxes19% $7,913/yr

Utilities11% $4,530/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,199/yr

Closing costs12% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$3,040	$253/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,458	$3,538/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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39 Arthur Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs