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$499K · 3 bed Semi-Detached · Macaulay, Bracebridge | MyPropertyScout

$499,000

275 Hiram Street

32TenantOccupied

Map

$499,000

DOM31days

275 Hiram Street

Bracebridge · Ontario P1L 1R7

MLS® X13115416 · Macaulay · P1L 1R7

32TenantOccupied1100-1500 ft²Semi-Detached 1-car Attached31d$384/ft²Lot 29.6 x 105 ft$3,051 tax/yr

31 days on market

About this home

Welcome to 275 Hiram Street, a well-maintained semi-detached home in the heart of Bracebridge with possibility to move in the first week of July and spend the summer in your new home! With 3 large bedrooms (One currently used as an office), a spacious 4-piece bathroom with Laundry on the second-floor, the upper level is designed for everyday comfort and convenience. The home also features a partially finished basement and a single-car garage with inside entry and access to the backyard. The yard…

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Property details

MLS#: X13115416
Status: Conditionally Sold
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 29.62 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Manitoba and McDonald
Basement: Partially Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Water Heater Owned, Sump Pump
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Dining Room	3.05m × 1.77m
Main	Kitchen	1.96m × 3.78m
Main	Living Room	3.05m × 3.52m
Main	Bathroom	2.1m × 1.51m
Main	Office	2.93m × 3.09m
Second	Primary Bedroom	3.98m × 3.87m
Second	Bedroom	4.32m × 3.04m
Second	Bathroom	2.81m × 2.94m
Basement	Utility Room	5.51m × 2.81m
Basement	Other	4.72m × 5.87m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 B.J. Roth Realty Ltd.

Source: TRREB/PROPTX · MLS® X13115416

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$499K

275 Hiram Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,051 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,005/mo

incl. closing costs (yr 1)

Annual total

$48,065

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,116/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$254/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,717/yr

Property taxes20% $9,506/yr

Utilities9% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,051	$254/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,065	$4,005/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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275 Hiram Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs