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$376K · 3 bed Detached · Northcrest Ward 5, Peterborough | MyPropertyScout

$375,900

294 Parkhill Road

31OwnerOccupied

Map

⚡ Insider Deal

Below Market

$375,900

294 Parkhill Road

Peterborough · Ontario K9H 3H7

MLS® X13115120 · Northcrest Ward 5 · K9H 3H7

31OwnerOccupied1100-1500 ft²DetachedNone$289/ft²Lot 44 x 107 ft< .50 ac$3,999 tax/yrBuilt 1916110 yrs old

About this home

Spacious two storey 3 bedroom home with a main floor family room addition with a gas fireplace is centrally located near Reid Street and is priced to sell. Ideal starter home or student home for your Trent or Sir Sandford son or daughter to build equity for 3-4 years. Located on the city bus route and short walk to the Trent Express at George St. Newer gas furnace and hot water tank. Parking for 2 cars. With 10% down, mortgage at 4% carries for $1846.33 per month, cheaper than rent. Room to buil…

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Property details

MLS#: X13115120
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Stone
Property features: Park, Place Of Worship, Public Transit, School

Fireplace features: Family Room, Natural Gas

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 44 × 107
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: North
Cross street: Parkhill/Reid
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Dining Room	3.09m × 3.45m
Main	Living Room	3.09m × 3.66m
Main	Kitchen	2.82m × 4.39m
Main	Family Room	4.09m × 5.58m
Upper	Bedroom	2.95m × 3.48m
Upper	Bedroom 2	2.56m × 3.07m
Upper	Bedroom 3	2.92m × 3.43m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE FRANK REAL ESTATE

Source: TRREB/PROPTX · MLS® X13115120

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$376K

294 Parkhill Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $375,900✓ $3,999 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,320/mo

incl. closing costs (yr 1)

Annual total

$39,837

year 1

Mortgage only

$1,426/mo

principal + interest

Beyond mortgage

$1,093/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$333/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,759/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,114

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $17,113/yr

Property taxes20% $8,113/yr

Utilities10% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,759/yr

Closing costs13% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,113	$1,426/mo
Government & taxes
Property tax	$3,999	$333/mo
Land transfer tax(closing)	$4,114	$343/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,759	$313/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,837	$3,320/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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294 Parkhill Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs