$3.92M · 3+2 bed Detached · 106 - Queenston, Niagara-on-the-Lake

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About this home

In the heart of Niagara-on-the-Lake, 2005 York Road presents an exceptional Portofino-inspired estate offering over 7,500 sqft of refined living space. Backing onto the protected greenspace of the Escarpment, this remarkable residence blends architectural distinction, modern innovation, and a serene resort-style setting. Designed with both grandeur and comfort in mind the home features 5 bedrooms, 4 bathrooms, oversized garages, soaring ceilings, impeccable craftsmanship and an open-concept layo…

Property details

MLS#

X13115094

Status

Buy Now

Beds

3+2

Baths

4 full, 0 half

Size

3500-5000

Style

Bungaloft

Type

Detached

Year built

—

Roof: Asphalt Shingle, Asphalt Rolled
Foundation: Poured Concrete

Fireplaces: 2
Fireplace features: Natural Gas

Garage: 4-car Attached
Garage spaces: 4
Parking: 20 total
Lot: 105.81 × 296.6
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Hot Tub, Landscape Lighting, Landscaped, Lawn Sprinkler System, Porch Enclosed, Privacy, Backs On Green Belt
Fronting on: South
Cross street: NIAGARA PARKWAY/QUEENSTON.
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, ERV/HRV, Generator - Full, Primary Bedroom - Main Floor, Steam Room, Upgraded Insulation, Sump Pump
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.16m × 3.32m
Main	Office	5.27m × 3.3m
Main	Other	2.6m × 3.32m
Main	Office	3.47m × 2.49m
Main	Bathroom	2.38m × 2.19m
Main	Kitchen	7.03m × 5.13m
Main	Pantry	2.38m × 2.73m
Main	Dining Room	6.85m × 2.33m
Main	Family Room	6.85m × 6.02m
Main	Laundry	2.29m × 4.77m
Main	Primary Bedroom	4.99m × 4.72m
Main	Bathroom	4.37m × 4.82m
Second	Sitting	5.38m × 3.98m
Second	Bathroom	1.4m × 1.15m
Second	Utility Room	1.65m × 1.15m
Second	Bedroom	3.87m × 4.67m
Second	Bedroom	3.46m × 5.96m
Second	Laundry	4.7m × 3.9m
Lower	Recreation	6.85m × 14.04m
Lower	Bedroom	5.1m × 3.51m
Lower	Bathroom	2.06m × 4.15m
Lower	Other	8.63m × 5.38m
Lower	Utility Room	3.49m × 7.42m
Lower	Utility Room	4.3m × 3.52m
Lower	Other	3.42m × 3.8m
Lower	Other	5.25m × 7.03m
Lower	Other	1.7m × 4.16m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,925,000✓ $17,773 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$27,803/mo

incl. closing costs (yr 1)

Annual total

$333,636

year 1

Mortgage only

$14,890/mo

principal + interest

Beyond mortgage

$5,404/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$785,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,481/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$39,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$84,600

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $178,683/yr

Property taxes31% $102,373/yr

Utilities2% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $39,250/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$178,683	$14,890/mo
Government & taxes
Property tax	$17,773	$1,481/mo
Land transfer tax(closing)	$84,600	$7,050/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$39,250	$3,271/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$333,636	$27,803/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2005 York Road

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Annual costs