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$579K · 2+2 bed Detached · Ashburnham Ward 4, Peterborough | MyPropertyScout

$579,000

358 Middlefield Road

2+22Vacant

Map

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↓ $20,000Price Reduced

$579,000

B●●●○○DOM44days

358 Middlefield Road

Peterborough · Ontario K9J 8S4

MLS® X13115088 · Ashburnham Ward 4 · K9J 8S4

2+22Vacant700-1100 ft²Detached1-car Attached44d$643/ft²Lot 35.2 x 102.9 ftNot Applicable ac$4,847 tax/yrBuilt 200323 yrs old

1% below market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

358 Middlefield is an ideal location for those just starting out, downsizing or looking for an investment. Located close to the 115 (excellent for commuters) and all amenities including groceries, schools, shopping, churches, restaurants, parks and much more. The main floor has two bedrooms with his and hers closets in the master bedroom, 4 piece bathroom, open concept kitchen, eating area and living room with a walkout to the deck, overlooking the fenced yard. There is a utility shed in the…

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Property details

MLS#: X13115088
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Campground, Fenced Yard, Park, Place Of Worship, Public Transit, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 35.19 × 102.85
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Porch, Year Round Living
Fronting on: South
Cross street: Otonabee/Middlefield
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned, Water Meter
Parking features: Private Double

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.37m × 7.09m
Main	Kitchen	3.12m × 3.59m
Main	Foyer	2.11m × 2.69m
Main	Dining Room	2.37m × 3.59m
Main	Primary Bedroom	4.38m × 3.39m
Main	Bedroom 2	3.49m × 2.76m
Main	Bathroom	1.52m × 2.94m
Basement	Other	4.31m × 3.4m
Basement	Recreation	3.96m × 6.67m
Basement	Bedroom 3	4.42m × 2.54m
Basement	Bedroom 4	4.42m × 4.06m
Basement	Utility Room	1.45m × 3.19m
Basement	Bathroom	2.13m × 2.31m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Heritage Realty Ltd.

Source: TRREB/PROPTX · MLS® X13115088

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$579K

358 Middlefield Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,000✓ $4,847 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,643/mo

incl. closing costs (yr 1)

Annual total

$55,711

year 1

Mortgage only

$2,197/mo

principal + interest

Beyond mortgage

$1,316/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$404/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $26,359/yr

Property taxes23% $12,902/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,790/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,359	$2,197/mo
Government & taxes
Property tax	$4,847	$404/mo
Land transfer tax(closing)	$8,055	$671/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,790	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,711	$4,643/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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358 Middlefield Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs