$800K · 3+1 bed Condo Townhouse · Chaffey, Huntsville

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About this home

Are you looking for cottage country lakeside living without the added work of maintaining a freehold home? Welcome to The Summit Condos Waterfront Community. Experience elevated living in this brand-new 3-bedroom, 2-bathroom ground-level luxury condo nestled near the iconic Lions Lookout. Designed for modern comfort, the bright, open-concept interior features high ceilings, premium finishes, and large windows flooding the space with natural light, alongside a sleek kitchen equipped with stainles…

Property details

MLS#

X13114738

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1400-1599

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Foundation: Concrete
Property features: Golf, Hospital, Marina, Rec./Commun.Centre, School, Lake Access

Water body: Fairy Lake

Condo corp #: 0
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Other · Year Round Living
Fronting on: —
Cross street: Brunel and Townline
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, ERV/HRV, On Demand Water Heater
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	3.3m × 3.67m
Flat	Dining Room	2.9m × 3.2m
Flat	Foyer	1.8m × 3.7m
Flat	Kitchen	3.09m × 5.75m
Flat	Primary Bedroom	3.08m × 5.85m
Flat	Bedroom 2	3.07m × 5.5m
Flat	Bedroom 3	3.18m × 3.41m
Flat	Bathroom	2.7m × 3.6m
Flat	Bathroom	1.55m × 2.78m
Flat	Den	1.62m × 1.7m

Level

Room

Dimensions

Flat

Living Room

3.3m × 3.67m

Flat

Dining Room

2.9m × 3.2m

Flat

Foyer

1.8m × 3.7m

Flat

Kitchen

3.09m × 5.75m

Flat

Primary Bedroom

3.08m × 5.85m

Flat

Bedroom 2

3.07m × 5.5m

Flat

Bedroom 3

3.18m × 3.41m

Flat

Bathroom

2.7m × 3.6m

Flat

Bathroom

1.55m × 2.78m

Flat

Den

1.62m × 1.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $0 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,053/mo

incl. closing costs (yr 1)

Annual total

$72,641

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,521/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,415/yr

Property taxes17% $12,473/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Condo fees7% $5,094/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Condo fees
Condo / HOA fees	$5,094	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,641	$6,053/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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