$850K · 2 bed Condo Townhouse · Chaffey, Huntsville

Loading neighbourhood intel…

About this home

Are you looking for cottage country lakeside living without the added work of maintaining a freehold home? Welcome to The Summit Condos Waterfront Community. Experience elevated living in this brand-new 2-bedroom, 3-bathroom luxury stacked townhouse, nestled near the iconic Lions Lookout. Designed for modern comfort, the bright, open-concept interior features high ceilings, premium finishes, and large windows flooding the space with natural light. The sleek kitchen comes equipped with stainless…

Property details

MLS#

X13114734

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Property features: Golf, Hospital, Lake Access, Marina, Rec./Commun.Centre, School

View: Forest

Water body: Fairy Lake

Condo corp #: 0
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Other
Fronting on: —
Cross street: Brunel and Townline
Basement: None
Stories: 0
Utilities: —
Laundry: Ensuite
Interior: ERV/HRV, On Demand Water Heater
Parking features: Surface

Level	Room	Dimensions
Second	Kitchen	2.3m × 2.68m
Second	Living Room	4.31m × 6.24m
Second	Bathroom	1.36m × 2.2m
Third	Primary Bedroom	3.04m × 5.22m
Third	Bedroom 2	3.07m × 3.14m
Third	Bathroom	1.52m × 2.73m
Third	Bathroom	1.53m × 2.75m

Level

Room

Dimensions

Second

Kitchen

2.3m × 2.68m

Second

Living Room

4.31m × 6.24m

Second

Bathroom

1.36m × 2.2m

Third

Primary Bedroom

3.04m × 5.22m

Third

Bedroom 2

3.07m × 3.14m

Third

Bathroom

1.52m × 2.73m

Third

Bathroom

1.53m × 2.75m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $0 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,392/mo

incl. closing costs (yr 1)

Annual total

$76,705

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,587/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,691/yr

Property taxes18% $13,473/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Condo fees7% $5,382/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Condo fees
Condo / HOA fees	$5,382	$449/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,705	$6,392/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 204

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs