$845K · 4 bed Detached · Monaghan Ward 2, Peterborough

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About this home

Welcome Home! This stunning Home was built by Picture Homes, a company with roots in Peterborough for over 18 years. This 4 bedroom, double car garage home is a show stopper with over $20,000 of upgrades designed for any lifestyle including oak stairs, metal pickets and upper hall hardwood. You will be impressed by the large windows pouring in natural light to your incredible country style kitchen with quartz countertops and ample storage space. This open concept layout comes with 9 foot ceiling…

Property details

MLS#

X13114708

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 48 × 119
Heating: Forced Air
Heating fuel: Gas
Cooling: Other
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: York Dr and Northcott Ave
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	3.47m × 4.08m
Main	Breakfast	2.44m × 3.78m
Main	Family Room	3.38m × 5.18m
Main	Dining Room	5.6m × 3.35m
Main	Living Room	5.6m × 3.35m
Main	Foyer	5.6m × 4.57m
Second	Primary Bedroom	3.96m × 5.79m
Second	Bedroom 2	3.35m × 3.04m
Second	Bedroom 3	3.35m × 3.77m
Second	Bedroom 4	3.47m × 3.81m
Second	Loft	1.68m × 3.16m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $844,900✓ $1,415 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,148/mo

incl. closing costs (yr 1)

Annual total

$73,771

year 1

Mortgage only

$3,205/mo

principal + interest

Beyond mortgage

$1,370/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$168,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$118/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,449/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $38,463/yr

Property taxes20% $14,788/yr

Utilities7% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,449/yr

Closing costs7% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,463	$3,205/mo
Government & taxes
Property tax	$1,415	$118/mo
Land transfer tax(closing)	$13,373	$1,114/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,449	$704/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,771	$6,148/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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29 William Campbell Drive

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Property details

Rooms

Sales History

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Annual costs