$854K · 4 bed Detached · Monaghan Ward 2, Peterborough

Loading neighbourhood intel…

About this home

Welcome Home! This stunning Home was built by Picture Homes, a company with roots in Peterborough for over 18 years. This 4 bedroom, double car garage home is a show stopper with almost $20,000 of upgrades designed for any lifestyle including oak stairs and upper hall hardwood. You will be impressed by the large windows pouring in natural light to your incredible country style kitchen with quartz countertops and ample storage space. This open concept layout comes with 9 foot ceilings, hardwood f…

Property details

MLS#

X13114706

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Other
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: North
Cross street: Northcott and York Dr
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	2.32m × 4.26m
Main	Breakfast	3.05m × 4.26m
Main	Family Room	4.87m × 3.35m
Main	Dining Room	3.35m × 4.26m
Main	Library	2.74m × 3.35m
Main	Foyer	2.31m × 2.74m
Second	Primary Bedroom	4.57m × 4.88m
Second	Bedroom 2	3.35m × 3.05m
Second	Bedroom 3	3.65m × 4.84m
Second	Bedroom 4	3.96m × 2.8m

Level

Room

Dimensions

Main

Kitchen

2.32m × 4.26m

Main

Breakfast

3.05m × 4.26m

Main

Family Room

4.87m × 3.35m

Main

Dining Room

3.35m × 4.26m

Main

Library

2.74m × 3.35m

Main

Foyer

2.31m × 2.74m

Second

Primary Bedroom

4.57m × 4.88m

Second

Bedroom 2

3.35m × 3.05m

Second

Bedroom 3

3.65m × 4.84m

Second

Bedroom 4

3.96m × 2.8m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $853,900✓ $1,415 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,169/mo

incl. closing costs (yr 1)

Annual total

$74,030

year 1

Mortgage only

$3,239/mo

principal + interest

Beyond mortgage

$1,342/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$170,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$118/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,539/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,553

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $38,873/yr

Property taxes20% $14,968/yr

Utilities7% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance12% $8,539/yr

Closing costs7% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,873	$3,239/mo
Government & taxes
Property tax	$1,415	$118/mo
Land transfer tax(closing)	$13,553	$1,129/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,539	$712/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,030	$6,169/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

39 Veterans Way

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs