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$680K · 8 bed Detached · 210 - Downtown, Niagara Falls | MyPropertyScout

$680,000

4534 Morrison Street

86OwnerOccupied

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$680,000

4534 Morrison Street

Niagara Falls · Ontario L2E 2B5

MLS® X13114470 · 210 - Downtown · L2E 2B5

86OwnerOccupied2000-2500 ft²Detached3-car Detached$302/ft²Lot 50 x 150 ft$5,200 tax/yr

About this home

This Beautiful and Spacious Two-stories house located in the heart of Downtown area. Only a short 5-minute drive to the stunning Falls and the exciting Clifton Hill. Conveniently located near gas station, numerous restaurants. Enjoy the free parking (10 Spots) in back yard. Up to 2300sf, all Spaces are on the first and second floors. Fully renovated in 2023, this property features two separate units, each with its own living room and kitchen. Each unit offers 4 bedrooms and 3 bathrooms, providin…

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Property details

MLS#: X13114470
Status: Buy Now
Beds: 8
Baths: 6 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 3-car Detached
Garage spaces: 3
Parking: 8 total
Lot: 50 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: North
Cross street: MORRISON ST AND CRYSLER AVE
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Front Yard Parking, Private Triple

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BAY STREET GROUP INC.

Source: TRREB/PROPTX · MLS® X13114470

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$680K

4534 Morrison Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $680,000✓ $5,200 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,390/mo

incl. closing costs (yr 1)

Annual total

$64,682

year 1

Mortgage only

$2,580/mo

principal + interest

Beyond mortgage

$1,513/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$136,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,957/yr

Property taxes24% $15,275/yr

Utilities8% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,800/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,957	$2,580/mo
Government & taxes
Property tax	$5,200	$433/mo
Land transfer tax(closing)	$10,075	$840/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,800	$567/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,682	$5,390/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4534 Morrison Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs