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$500K · 2 bed Detached · 213 - Ascot, Niagara Falls | MyPropertyScout

$499,900

4751 Baldwin Avenue

21TenantOccupied

Map

⚡ Insider Deal

Below Market

$499,900

DOM44days

4751 Baldwin Avenue

Niagara Falls · Ontario L2H 1P1

MLS® X13114450 · 213 - Ascot · L2H 1P1

21TenantOccupied700-1100 ft²Detached2-car Detached44d$555/ft²Lot 53 x 131 ft$3,319 tax/yr

44 days on market

About this home

Located in the desirable and established Ascot community of Niagara Falls at 4751 Baldwin Ave , this exceptional property offers a rare blend of immediate cash flow, financial leverage, and tremendous future development potential near Montrose Rd. Situated on an expansive 53.06 x 131.4-foot lot , the well-maintained bungalow features a practical layout without a basement, making it ideal for families seeking an affordable transitional home with long-term investment upside. For savvy investors an…

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Property details

MLS#: X13114450
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: 1 Storey/Apt
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 53 × 131
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Woodbine St and Montrose Rd
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Ground	Bedroom	3.1m × 7.14m
Ground	Bedroom 2	2.59m × 3.51m
Ground	Kitchen	3.56m × 5.69m
Ground	Foyer	3.12m × 2.29m
Ground	Living Room	3.66m × 6.15m
Ground	Laundry	2.13m × 2.34m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® X13114450

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$500K

4751 Baldwin Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $3,319 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,017/mo

incl. closing costs (yr 1)

Annual total

$48,209

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,123/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$277/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,758/yr

Property taxes20% $9,792/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$3,319	$277/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,209	$4,017/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4751 Baldwin Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs