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$599K · 3 bed Detached · Ashburnham Ward 4, Peterborough | MyPropertyScout

$599,000

3080 Frances Stewart Road

33Vacant

Map

⚡ Insider Deal

↓ $25,000POSPrice ReducedEstate SalePower of Sale

$599,000

C●●○○○DOM44days

3080 Frances Stewart Road

Peterborough · Ontario K9H 7J7

MLS® X13114288 · Ashburnham Ward 4 · K9H 7J7

33Vacant1100-1500 ft²Detached1-car Attached44d$461/ft²Lot 79.9 x 98.4 ft$6,631 tax/yrBuilt 198541 yrs old

2% above market · regional est. · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This sweet home is waiting for your personal touch and has the potential to become your next family home in a highly desirable neighborhood. Offering spacious principal rooms, hardwood flooring throughout, attached one and a half car garage and a large corner lot, this property presents a fantastic opportunity to add value and create a space perfectly suited to your lifestyle.Located in a great family-friendly area close to schools, golf courses, public transit, and scenic walking trails along t…

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Property details

MLS#: X13114288
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Golf, Hospital, Library, School, School Bus Route, Public Transit

Fireplaces: 2
Fireplace features: Wood, Electric

View: City

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 79.92 × 98.42
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Porch, Recreational Area, Deck, Landscaped
Fronting on: North
Cross street: Armour Rd/Frances Stewart/Bissonette
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private Double

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	2.233m × 2.277m
Main	Living Room	3.388m × 4.664m
Main	Dining Room	3.386m × 3.65m
Main	Kitchen	3.448m × 3.651m
Main	Family Room	4.421m × 3.658m
Main	Bathroom	1.221m × 1.541m
Main	Bathroom	1.503m × 2.479m
Main	Primary Bedroom	4.035m × 4.006m
Main	Bathroom	3.003m × 1.405m
Main	Bedroom 2	2.779m × 3.857m
Main	Bedroom 3	3.056m × 3.546m
Basement	Recreation	3.305m × 8.22m
Basement	Laundry	3.3116m × 8.257m
Basement	Utility Room	4.387m × 3.366m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Service Real Estate Inc.

Source: TRREB/PROPTX · MLS® X13114288

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$599K

3080 Frances Stewart Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $6,631 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,933/mo

incl. closing costs (yr 1)

Annual total

$59,197

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,498/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$553/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,269/yr

Property taxes25% $15,086/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,990/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$6,631	$553/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,197	$4,933/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3080 Frances Stewart Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs