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$355K · 1 bed Condo Apartment · 4103 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$355,000

Unit 1102

11TenantOccupied

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⚡ Insider Deal

↓ $14,900Price Reduced

$355,000

A●●●○○DOM44days

Unit 1102

203 CATHERINE Street · Ottawa Centre · Ontario K2P 1J5

MLS® X13114204 · 4103 - Ottawa Centre · K2P 1J5

11TenantOccupied500-599 ft²Condo ApartmentNone44d$646/ft²$3,362 tax/yr

20% below market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to SoBa Condominiums, one of Ottawa's most desirable and contemporary condominium residences, ideally located in the heart of the city. This beautifully appointed south-facing one-bedroom suite offers an exceptional blend of modern design, functional living space, and urban convenience, complete with its own private terrace for outdoor enjoyment.Thoughtfully designed with comfort and style in mind, this approximately 552 sq. ft. suite (as per builder's plan) features an open-concept layo…

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Property details

MLS#: X13114204
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Concrete
Property features: Rec./Commun.Centre, Public Transit, Park

Condo corp #: 1058
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Concierge, Outdoor Pool, Visitor Parking
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Catherine St. Between Bank and O'Connor
Basement: None
Stories: 11
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.18m × 3.22m
Main	Living Room	3.22m × 5m
Main	Primary Bedroom	2.74m × 3.17m
Main	Bathroom	—

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13114204

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$355K

Unit 1102 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $355,000✓ $3,362 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,648/mo

incl. closing costs (yr 1)

Annual total

$43,773

year 1

Mortgage only

$1,347/mo

principal + interest

Beyond mortgage

$1,526/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$280/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,800

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $16,161/yr

Property taxes16% $7,162/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,550/yr

Condo fees14% $6,240/yr

Closing costs12% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,161	$1,347/mo
Government & taxes
Property tax	$3,362	$280/mo
Land transfer tax(closing)	$3,800	$317/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,550	$296/mo
Condo fees
Condo / HOA fees	$6,240	$520/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,773	$3,648/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1102

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs