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$499K · 3 bed Detached · 211 - Cherrywood, Niagara Falls | MyPropertyScout

$499,000

4943 Duke Avenue

31OwnerOccupied

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⚡ Insider Deal

↓ $20,500Price Reduced

$499,000

F●●●○○DOM44days

4943 Duke Avenue

Niagara Falls · Ontario L2E 5B6

MLS® X13114130 · 211 - Cherrywood · L2E 5B6

31OwnerOccupied1100-1500 ft²DetachedNone44d$384/ft²Lot 50 x 135.4 ft$2,735 tax/yrBuilt 195175 yrs old

12% above market · 44 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Perfect opportunity for first-time buyers in an excellent neighbourhood - full of warmth, character, and modern updates throughout. This charming brick home offers 3 bedrooms, 1 bathroom, and 1,158 sq ft of bright and inviting living space that truly feels like home the moment you walk in.One of the standout features is the cozy covered front porch spanning the width of the home - the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, you are welcomed by beautifu…

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Property details

MLS#: X13114130
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 50 × 135.4
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: West
Cross street: Morrison Street
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Storage
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13114130

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$499K

4943 Duke Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $2,735 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,979/mo

incl. closing costs (yr 1)

Annual total

$47,749

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,090/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$228/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,717/yr

Property taxes19% $9,190/yr

Utilities9% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$2,735	$228/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,749	$3,979/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4943 Duke Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs