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$500K · 2+2 bed Duplex · Town Ward 3, Peterborough | MyPropertyScout

$499,900

515 Park Street

2+22TenantOccupied

Map

$499,900

A●●○○○

515 Park Street

Peterborough · Ontario K9H 4R5

MLS® X13113978 · Town Ward 3 · K9H 4R5

2+22TenantOccupied700-1100 ft²DuplexNone$555/ft²Lot 81 x 65 ft$3,420 tax/yrBuilt 195175 yrs old

7% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Attention investors. This centrally located legal duplex bungalow in the heart of Peterborough offers a turn-key addition to any portfolio. Each unit features two bedrooms, a fully renovated kitchen and bathroom, and has been professionally managed for hands-off ownership. With strong market rents and consistent tenant demand, this property delivers solid cash flow and long-term stability. Ideal for both new and experienced investors looking to expand their holdings in a high-demand rental marke…

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Property details

MLS#: X13113978
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Duplex
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Property features: Hospital, Park, Public Transit, School, School Bus Route

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 81 × 65
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Park Street N and McDonnel
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Separate Hydro Meter
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL HERITAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13113978

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$500K

515 Park Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $3,420 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,943/mo

incl. closing costs (yr 1)

Annual total

$47,314

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,049/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$285/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,758/yr

Property taxes21% $9,893/yr

Utilities6% $2,964/yr

Insurance & security3% $1,600/yr

Maintenance11% $4,999/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$3,420	$285/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,314	$3,943/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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515 Park Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs