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$995K · 3+1 bed Detached · 462 - Rykert/Vansickle, St. Catharines | MyPropertyScout

$995,000

19 Damson Street

3+13OwnerOccupied

Map

Pool

$995,000

F●●●○○

19 Damson Street

St. Catharines · Ontario L2S 4B2

MLS® X13113884 · 462 - Rykert/Vansickle · L2S 4B2

3+13OwnerOccupied1500-2000 ft²Detached2-car AttachedPool$569/ft²Lot 50 x 114.8 ft$7,153 tax/yr

33% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully finished and thoughtfully designed, this stunning raised bungalow offers an impressive 2,860 sq. ft. of finished living space, 4 bedrooms, generous room sizes, and exceptional versatility for every stage of life including multi family living.The main level impresses from the moment you walk in. Cathedral ceilings soar above the open concept living room, dining room, and kitchen, while hardwood floors, an oak staircase with elegant wrought iron spindles, and a granite kitchen with sta…

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Property details

MLS#: X13113884
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1500-2000
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplace features: Natural Gas, Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 50 × 114.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: North
Cross street: Mac Turnbull & Shaver
Basement: Finished, Separate Entrance, Walk-Up, Full
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Bar Fridge, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	2.03m × 2.16m
Main	Living Room	3.7m × 4.76m
Main	Dining Room	2.59m × 5.57m
Main	Kitchen	4.5m × 5.57m
Main	Bedroom 2	3.09m × 4.16m
Main	Bedroom 3	3.52m × 4.27m
Main	Bathroom	1.58m × 2.99m
Second	Primary Bedroom	3.92m × 5.7m
Second	Bathroom	2.34m × 3.09m
Basement	Family Room	3.92m × 5.02m
Basement	Other	0.74m × 3.58m
Basement	Game Room	3.73m × 5.63m
Basement	Bedroom 4	3.47m × 3.99m
Basement	Bathroom	2.24m × 3.9m
Basement	Kitchen	3.47m × 4.72m
Basement	Utility Room	3.89m × 3.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13113884

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$995K

19 Damson Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $995,000✓ $7,153 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,500/mo

incl. closing costs (yr 1)

Annual total

$90,005

year 1

Mortgage only

$3,775/mo

principal + interest

Beyond mortgage

$1,903/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$596/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,297/yr

Property taxes26% $23,528/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,950/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,297	$3,775/mo
Government & taxes
Property tax	$7,153	$596/mo
Land transfer tax(closing)	$16,375	$1,365/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,950	$829/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$90,005	$7,500/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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19 Damson Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs