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$459K · 2+1 bed Detached · Industrial Sector, Hamilton | MyPropertyScout

$459,000

44 Whitfield Avenue

2+12OwnerOccupied

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⚡ Insider Deal

↓ $26,000Price Reduced

$459,000

DOM45days

44 Whitfield Avenue

Hamilton · Ontario L8L 4B6

MLS® X13113398 · Industrial Sector · L8L 4B6

2+12OwnerOccupied700-1100 ft²DetachedNone45d$510/ft²Lot 25 x 100 ft< .50 ac$2,971 tax/yrBuilt 1916110 yrs old

45 days on market

About this home

Step into homeownership with this beautifully updated and move-in ready three bedroom, two-bathroom home that checks all the boxes forcomfort, value, and convenience. Thoughtfully renovated from top to bottom, this property offers peace of mind with major updates alreadycompleted, including the furnace, air conditioning, roof, windows, doors, kitchen, and flooring. The bright, modern kitchen flows seamlessly intothe living space, creating a welcoming environment that's perfect for everyday livin…

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Property details

MLS#: X13113398
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Fenced Yard, Hospital, Library, Place Of Worship, Public Transit, Rec./Commun.Centre

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 25 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck, Porch
Fronting on: South
Cross street: Burlington St E to Gage Ave N to Whitfield Ave
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.17m × 3.35m
Main	Dining Room	3.71m × 4.27m
Main	Kitchen	3.05m × 4.27m
Main	Laundry	—
Second	Bedroom	3.66m × 4.88m
Second	Bedroom	2.72m × 2.74m
Basement	Bedroom	4.27m × 4.57m
Basement	Utility Room	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13113398

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$459K

44 Whitfield Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,000✓ $2,971 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,731/mo

incl. closing costs (yr 1)

Annual total

$44,772

year 1

Mortgage only

$1,741/mo

principal + interest

Beyond mortgage

$1,060/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$248/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,896/yr

Property taxes19% $8,626/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,590/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,896	$1,741/mo
Government & taxes
Property tax	$2,971	$248/mo
Land transfer tax(closing)	$5,655	$471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,590	$383/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,772	$3,731/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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44 Whitfield Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs