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$325K · 1 bed Condo Apartment · 4003 - Sandy Hill, Lower Town - Sandy Hill | MyPropertyScout

$324,900

Unit 1304A

11Vacant

Map

$324,900

A●●●○○

Unit 1304A

234 Rideau Street · Lower Town - Sandy Hill · Ontario K1N 0A9

MLS® X13113390 · 4003 - Sandy Hill · K1N 0A9

11Vacant500-599 ft²Condo Apartment1-car Underground$591/ft²$3,282 tax/yr

9% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to downtown living at its finest, in the beautiful Claridge Plaza 2! With low condo fees, this bright and cozy 1-bedroom condo offers comfort, convenience, and exceptional value in the heart of Ottawa. With hardwood floors, the unit is freshly painted and move-in ready. Featuring a functional layout that's perfect for first-time buyers, professionals, downsizers, or investors. Enjoy the convenience of included parking and storage locker, along with an abundance of premium building ameni…

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Property details

MLS#: X13113390
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

View: City

Condo corp #: 878
Balcony: Open
Locker: Owned
Association amenities: Concierge, Elevator, Exercise Room, Indoor Pool, Party Room/Meeting Room, Car Wash
Fees include: Heat Included, Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Cumberland and Rideau
Basement: None
Stories: 13
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Bedroom	3.63m × 3.02m
Main	Kitchen	2.36m × 2.25m
Main	Living Room	2.59m × 3.21m
Main	Bathroom	2.64m × 1.57m
Main	Utility Room	1.08m × 1.57m
Main	Foyer	2.45m × 1.54m
Main	Dining Room	2.2m × 3.12m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X13113390

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$325K

Unit 1304A · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $324,900✓ $3,282 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,387/mo

incl. closing costs (yr 1)

Annual total

$40,647

year 1

Mortgage only

$1,233/mo

principal + interest

Beyond mortgage

$1,417/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$64,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$274/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,349

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $14,791/yr

Property taxes16% $6,631/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,249/yr

Condo fees13% $5,316/yr

Closing costs13% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,791	$1,233/mo
Government & taxes
Property tax	$3,282	$274/mo
Land transfer tax(closing)	$3,349	$279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,249	$271/mo
Condo fees
Condo / HOA fees	$5,316	$443/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,647	$3,387/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1304A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs