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$870K · 3+2 bed Detached · 7004 - Bayshore, Crystal Bay - Rocky Point - Bayshore | MyPropertyScout

$869,900

31 Bellfield Street

3+22OwnerOccupied

Map

$869,900

31 Bellfield Street

Crystal Bay - Rocky Point - Bayshore · Ontario K2B 6K7

MLS® X13113338 · 7004 - Bayshore · K2B 6K7

3+22OwnerOccupied1100-1500 ft²Detached1-car Attached$669/ft²Lot 46.7 x 110.3 ft$5,201 tax/yrBuilt 195175 yrs old

About this home

Welcome to 31 Bellfield Street! Nestled in the desirable Bayshore/Richmond Rd area of Ottawa on a spacious .26 acre lot, this raised bungalow enjoys a prime suburban setting with easy access to Bayshore Shopping Centre, scenic parks, Ottawa River pathways, grocery stores, close proximity to highways as well as a quick commute to downtown. The property features a spacious car garage with generous driveway parking, a large deck perfect for outdoor entertaining, and a beautifully landscaped backyar…

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Property details

MLS#: X13113338
Status: Buy Now
Beds: 3+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 46.71 × 110.3
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Richmond & Bellfield
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.5m × 4.9m
Main	Dining Room	2.59m × 5.54m
Main	Kitchen	3.48m × 4.7m
Main	—	2.16m × 2.39m
Main	Bedroom	2.64m × 3m
Main	Bedroom	2.87m × 3.05m
Main	Primary Bedroom	3.33m × 3.53m
Basement	Family Room	3.2m × 4.52m
Basement	Bathroom	2.16m × 2.34m
Basement	Bedroom	2.9m × 3.33m
Basement	Bedroom	2.87m × 2.08m
Basement	Utility Room	1.83m × 6.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13113338

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$870K

31 Bellfield Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $869,900✓ $5,201 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,519/mo

incl. closing costs (yr 1)

Annual total

$78,226

year 1

Mortgage only

$3,300/mo

principal + interest

Beyond mortgage

$1,604/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$173,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $39,602/yr

Property taxes24% $19,074/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,699/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,602	$3,300/mo
Government & taxes
Property tax	$5,201	$433/mo
Land transfer tax(closing)	$13,873	$1,156/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,699	$725/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,226	$6,519/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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31 Bellfield Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs