$1.55M · 3+1 bed Detached · 818 - Rideau Lakes (Bastard) Twp, Rideau Lakes

Loading neighbourhood intel…

About this home

Welcome to your year-round waterfront retreat on beautiful Big Rideau Lake. Set on a private treed lot with approximately 330 feet of west-facing shoreline, this home offers incredible sunset views, road access, and the perfect blend of comfort and cottage living. Inside, you'll find 3 bedrooms above grade plus an additional bedroom in the finished basement. The main floor features a spacious primary suite with walkout access to the deck, main floor laundry, renovated bathrooms including the pri…

Property details

MLS#

X13113108

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

2000-2500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: Clear View, Lake Access, Waterfront, Wooded/Treed

Fireplaces: 1
Fireplace features: Living Room, Propane

View: Lake, Water

Waterfront: Yes
Water view: Direct
Water body: Big Rideau Lake
Water frontage: 330 ft
Shoreline: Clean, Rocky
Waterfront features: Dock

Garage: 2-car Attached
Garage spaces: 2
Parking: 12 total
Lot: 360 × 402.85
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Exterior: Vinyl Siding · Year Round Living, Deck, Hot Tub, Privacy, Porch
Fronting on: West
Cross street: Sheldon Rd & Big Rideau Lake Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Generator - Full, In-Law Suite, On Demand Water Heater, Primary Bedroom - Main Floor, Storage, Water Softener, Water Treatment
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	6.16m × 4.85m
Main	Dining Room	4.96m × 3.02m
Main	Kitchen	3.98m × 4.29m
Main	Breakfast	3.04m × 3.56m
Main	Office	2.77m × 4.87m
Main	Primary Bedroom	3.64m × 5.43m
Main	Other	3.03m × 1.93m
Main	Bathroom	3.03m × 3.81m
Main	Bedroom 2	3.35m × 3.09m
Main	Bedroom 3	3.03m × 4.24m
Main	Bathroom	1.54m × 2.61m
Main	Laundry	1.75m × 4.79m
Basement	Bedroom 4	8.12m × 7.83m
Basement	Bathroom	3.49m × 3.23m
Basement	Other	1.45m × 1.83m
Basement	Exercise Room	5.31m × 3.48m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,549,900✓ $9,858 tax✓ Propane✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,253/mo

incl. closing costs (yr 1)

Annual total

$135,038

year 1

Mortgage only

$5,880/mo

principal + interest

Beyond mortgage

$2,626/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$309,980

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$822/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$27,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $70,558/yr

Property taxes28% $37,331/yr

Utilities4% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,499/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$70,558	$5,880/mo
Government & taxes
Property tax	$9,858	$822/mo
Land transfer tax(closing)	$27,473	$2,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,499	$1,292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$135,038	$11,253/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

212 Sheldon Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs