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$415K · 2 bed Condo Apartment · Kitchener | MyPropertyScout

$415,000

Unit 1602

21TenantOccupied

Map

New Build

$415,000

F●●○○○

Unit 1602

104 Garment Street · Kitchener · Ontario N2G 0C8

MLS® X13112968 · N2G 0C8

21TenantOccupied800-899 ft²Condo Apartment1-car Underground$489/ft²$3,989 tax/yrBuilt 20251 yr old

10% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome To Stylish Downtown Living In The Heart Of Kitchener! This Beautifully Maintained Newer-build Condo Offers The Perfect Blend Of Space, Functionality, And Location. Featuring 2 Spacious Bedrooms, 1 Modern Bathroom, And Incredible Storage Throughout. This Unit Is Designed For Comfortable Everyday Living. The Thoughtfully Designed Layout Includes A Sleek Floating Kitchen Island, Full-size Washer And Dryer, And A Generously Sized Primary Bedroom Large Enough To Fit A King-size Bed. Natural L…

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Property details

MLS#: X13112968
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Park, Public Transit, School

Condo corp #: 670
Balcony: Open
Locker: Owned
Association amenities: Exercise Room, Media Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria St & Park St
Basement: None
Stories: 16
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	4.8m × 3.2m
Main	Kitchen	4.39m × 3.2m
Main	Primary Bedroom	3.43m × 3.05m
Main	Bedroom	3.05m × 3.17m
Main	Other	1.09m × 2.18m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FOREST HILL REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® X13112968

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$415K

Unit 1602 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $415,000✓ $3,989 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,275/mo

incl. closing costs (yr 1)

Annual total

$51,298

year 1

Mortgage only

$1,574/mo

principal + interest

Beyond mortgage

$1,844/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$332/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$61/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $18,893/yr

Property taxes17% $8,764/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,150/yr

Condo fees17% $8,832/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,893	$1,574/mo
Government & taxes
Property tax	$3,989	$332/mo
Land transfer tax(closing)	$4,775	$398/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,150	$346/mo
Condo fees
Condo / HOA fees	$8,832	$736/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,298	$4,275/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1602

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs