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$749K · 2 bed Condo Townhouse · Fenelon Falls, Kawartha Lakes | MyPropertyScout

$749,000

Unit 7

22TenantOccupied

Map

$749,000

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Unit 7

19 West Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13112890 · Fenelon Falls · K0M 1N0

22TenantOccupied1400-1599 ft²Condo Townhouse1-car Attached$499/ft²$5,527 tax/yrBuilt 20233 yrs old

22% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to the highly sought-after Fenelon Lakes Club, an exclusive waterfront community nestled in a private enclave in scenic Fenelon Falls. This beautiful semi-detached condo offers 2 bedrooms, 2 bathrooms, and a private garage parking space. Enjoy a bright and spacious sun-filled great room featuring soaring ceilings with pot lights, a cozy gas fireplace, and a walkout to the backyard. The modern kitchen is equipped with stainless steel appliances and a convenient breakfast bar. Upstairs, th…

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Property details

MLS#: X13112890
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Foundation: Concrete
Property features: Beach, Golf, Lake Access, Marina, Rec./Commun.Centre

Fireplace features: Natural Gas

Water body: Cameron Lake
Shoreline: Rocky, Sandy

Condo corp #: 34
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Vinyl Siding
Fronting on: —
Cross street: County Rd 8 & West St N
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: ERV/HRV
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.95m × 7.3m
Main	Dining Room	4.95m × 7.3m
Main	Kitchen	2.85m × 3.75m
Main	Bedroom	3m × 4.35m
Second	Primary Bedroom	3.75m × 4.15m
Second	Den	3.5m × 4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® X13112890

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$749K

Unit 7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $5,527 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,229/mo

incl. closing costs (yr 1)

Annual total

$74,747

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,975/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$461/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $34,098/yr

Property taxes23% $16,982/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,490/yr

Condo fees7% $5,518/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$5,527	$461/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Condo fees
Condo / HOA fees	$5,518	$460/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,747	$6,229/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 7

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs