$425K · 2 bed Detached · Wellington Ward, Prince Edward County

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About this home

Welcome to 94 Sandbanks Court, a beautifully maintained, 1454 sq ft Bungalow in the sought-after 55-plus community of Wellington on the Lake.! This move-in-ready home offers effortless, low-maintenance living with a bright open-concept layout featuring two bedrooms, including a primary suite with a private ensuite, and the added convenience of a double-car garage which is rare for the neighbourhood. The fully finished basement expands your living space and features a cozy gas stove, perfect for…

Property details

MLS#

X13112686

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: Empire Blvd & Sandbanks Court
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	2.1m × 1.98m
Main	Living Room	5.97m × 3.34m
Main	Dining Room	3.33m × 3.18m
Main	Kitchen	3.06m × 3.05m
Main	Breakfast	2.43m × 3.04m
Main	Bathroom	1.63m × 2.43m
Main	Bathroom	1.63m × 2.43m
Main	Primary Bedroom	5.96m × 4.1m
Main	Bathroom	1.51m × 2.43m
Main	Bedroom 2	2.88m × 3.53m
Main	Laundry	2.88m × 1.89m
Basement	Recreation	5m × 7.36m
Basement	Utility Room	10.48m × 11.21m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $425,000✓ $2,726 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,513/mo

incl. closing costs (yr 1)

Annual total

$42,151

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,027/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$227/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $19,348/yr

Property taxes18% $7,701/yr

Utilities10% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,250/yr

Closing costs12% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$2,726	$227/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,151	$3,513/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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94 Sandbanks Court

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Property details

Rooms

Sales History

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Annual costs