$626K · 4 bed Att/Row/Townhouse · 767 - N. Welland, Welland

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About this home

Welcome to 957 Clare Ave in the desirable Harvest Oak community where modern design meets everyday convenience. This brand new 2-storey townhouse offers 1,726 sq ft of thoughtfully designed living space, featuring 4 spacious bedrooms and 3 bathrooms-perfect for families, professionals, or investors alike. Step inside to find a bright and functional layout, highlighted by upgraded quartz countertops, a stylish kitchen island with breakfast bar, and plenty of space for entertaining or casual famil…

Property details

MLS#

X13112610

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Att/Row/Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 23 × 98
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Brick Front
Fronting on: West
Cross street: Quaker Rd & Pelham St
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: On Demand Water Heater
Parking features: —

Level	Room	Dimensions
Main	Bathroom	—
Main	Great Room	5.66m × 3.4m
Main	Dining Room	3.05m × 3.05m
Main	Kitchen	3.2m × 3.05m
Second	Primary Bedroom	4.42m × 3.61m
Second	Bathroom	—
Second	Bedroom 2	3.05m × 3.05m
Second	Bedroom 3	3.15m × 2.97m
Second	Bedroom 4	3.15m × 2.97m
Second	Bathroom	—
Second	Laundry	—

Level

Room

Dimensions

Main

Bathroom

—

Main

Great Room

5.66m × 3.4m

Main

Dining Room

3.05m × 3.05m

Main

Kitchen

3.2m × 3.05m

Second

Primary Bedroom

4.42m × 3.61m

Second

Bathroom

—

Second

Bedroom 2

3.05m × 3.05m

Second

Bedroom 3

3.15m × 2.97m

Second

Bedroom 4

3.15m × 2.97m

Second

Bathroom

—

Second

Laundry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $625,900✓ $0 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,581/mo

incl. closing costs (yr 1)

Annual total

$54,976

year 1

Mortgage only

$2,374/mo

principal + interest

Beyond mortgage

$999/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,259/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,993

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $28,494/yr

Property taxes16% $8,993/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,259/yr

Closing costs9% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,494	$2,374/mo
Government & taxes
Land transfer tax(closing)	$8,993	$749/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,259	$522/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,976	$4,581/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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957 CLARE Avenue

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Annual costs