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$285K · 2 bed Condo Apartment · 35 - East Gardiners Rd, Kingston | MyPropertyScout

$285,000

Unit 214

21TenantOccupied

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$285,000

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Unit 214

566 Armstrong Road · Kingston · Ontario K7M 8M2

MLS® X13112502 · 35 - East Gardiners Rd · K7M 8M2

21TenantOccupied800-899 ft²Condo ApartmentNone$335/ft²$2,193 tax/yrBuilt 198541 yrs old

5% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this charming, affordable, second floor 2-bedroom plus a den condo with a relaxing, sunset-facing balcony. This unit is perfect for first-time buyers, downsizers, or investors. Features two good-sized bedrooms plus a versatile den ideal for a home office, a walk-in closet or extra storage. Functional white and bright kitchen overlooking the open living and dining area. Stay comfortable throughout the summer with the wall-unit air conditioning system. Building is equipped with an eleva…

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Property details

MLS#: X13112502
Status: Conditionally Sold
Beds: 2
Baths: 1 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle

Condo corp #: 49
Balcony: Open
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Water Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bath Rd
Basement: None
Stories: 2
Utilities: —
Laundry: Coin Operated, Shared
Interior: Carpet Free
Parking features: Other

Rooms

Level	Room	Dimensions
Main	Other	3.65m × 6.7m
Main	Kitchen	2.38m × 4.16m
Main	Primary Bedroom	3.25m × 4.26m
Main	Bedroom	3.7m × 4.26m
Main	Bathroom	3.04m × 2.94m
Main	Den	3.3m × 2.74m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX RISE EXECUTIVES, BROKERAGE

Source: TRREB/PROPTX · MLS® X13112502

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$285K

Unit 214 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $285,000✓ $2,193 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,881/mo

incl. closing costs (yr 1)

Annual total

$34,571

year 1

Mortgage only

$1,081/mo

principal + interest

Beyond mortgage

$1,112/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$57,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$183/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,750

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $12,974/yr

Property taxes14% $4,943/yr

Utilities7% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,850/yr

Condo fees13% $4,644/yr

Closing costs15% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,974	$1,081/mo
Government & taxes
Property tax	$2,193	$183/mo
Land transfer tax(closing)	$2,750	$229/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,850	$238/mo
Condo fees
Condo / HOA fees	$4,644	$387/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$34,571	$2,881/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 214

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs