$670K · 2 bed Condo Apartment · Durand, Hamilton

Loading neighbourhood intel…

About this home

Introducing a modern lower penthouse in the heart of Hamilton's sought-after Durand neighbourhood, just seconds from St. Joseph's Hospital, the James and Augusta restaurant districts, the GO Station, and downtown amenities.Offering a floor plan larger than many detached homes in the area, this upgraded residence features 10-foot ceilings, custom stone counters, a massive stone island, stainless steel appliances, floor-to-ceiling glass, fluted accent walls, custom LED lighting, and upgraded hardw…

Property details

MLS#

X13112484

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Flat
Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

Condo corp #: 497
Balcony: Open
Locker: Owned
Association amenities: Party Room/Meeting Room, Exercise Room
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: East on Charlton Ave W from James St S
Basement: None
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Level	Room	Dimensions
Main	Bedroom	3.15m × 5.72m
Main	Bedroom	2.95m × 3.38m
Main	Den	3.05m × 2.82m
Main	Living Room	3.91m × 5.36m
Main	Kitchen	3.66m × 2.18m
Main	Dining Room	3.56m × 3m

Level

Room

Dimensions

Main

Bedroom

3.15m × 5.72m

Main

Bedroom

2.95m × 3.38m

Main

Den

3.05m × 2.82m

Main

Living Room

3.91m × 5.36m

Main

Kitchen

3.66m × 2.18m

Main

Dining Room

3.56m × 3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $669,900✓ $8,000 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,983/mo

incl. closing costs (yr 1)

Annual total

$83,801

year 1

Mortgage only

$2,541/mo

principal + interest

Beyond mortgage

$3,161/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$667/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$126/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $30,497/yr

Property taxes21% $17,873/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,699/yr

Condo fees22% $18,072/yr

Closing costs6% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,497	$2,541/mo
Government & taxes
Property tax	$8,000	$667/mo
Land transfer tax(closing)	$9,873	$823/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,699	$558/mo
Condo fees
Condo / HOA fees	$18,072	$1,506/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,801	$6,983/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 801

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs