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$895K · 3 bed Detached · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$895,000

12 Sumner Crescent

33Vacant

Map

$895,000

F●●●○○

12 Sumner Crescent

Grimsby · Ontario L3M 5E2

MLS® X13112442 · 540 - Grimsby Beach · L3M 5E2

33Vacant2000-2500 ft²Detached2-car Attached$398/ft²Lot 49.2 x 132.1 ft< .50 ac$6,754 tax/yrBuilt 198541 yrs old

19% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Set on a quiet crescent just steps from the lake, this Grimsby home offers the peaceful and established lifestyle buyers are searching for. Inside, over 2,300 sq. ft of well-designed living space delivers both comfort and versatility. The main floor welcomes you with a grand, airy entrance and soaring ceilings. At the heart of the home, a spacious kitchen with large island and breakfast bar overlooking the family room with gas fireplace and walkout to the bonus sunroom, creating the perfect back…

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Property details

MLS#: X13112442
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Shed
Property features: Cul de Sac/Dead End, Fenced Yard, Hospital, Lake/Pond, Library, Park

Fireplace features: Family Room, Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 49.21 × 132.05
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Porch, Porch Enclosed
Fronting on: South
Cross street: Lake Street / Nelles Road North
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Central Vacuum, Water Heater, Water Purifier, Water Softener
Parking features: Inside Entry, Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	4.22m × 3.4m
Main	Kitchen	4.37m × 4.57m
Main	Dining Room	5.03m × 4.17m
Main	Living Room	4.6m × 4.57m
Main	Family Room	4.6m × 3.68m
Main	Laundry	2.34m × 1.85m
Main	Bathroom	—
Second	Primary Bedroom	4.8m × 5.36m
Second	Bathroom	—
Second	Bedroom	3.96m × 3.71m
Second	Bedroom	4.78m × 3.3m
Second	Bathroom	—
Basement	Recreation	13.94m × 8.36m
Basement	Utility Room	4.04m × 2.29m
Basement	Other	1.35m × 3.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13112442

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$895K

12 Sumner Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $895,000✓ $6,754 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,873/mo

incl. closing costs (yr 1)

Annual total

$82,473

year 1

Mortgage only

$3,395/mo

principal + interest

Beyond mortgage

$1,821/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$563/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,744/yr

Property taxes26% $21,129/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,950/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,744	$3,395/mo
Government & taxes
Property tax	$6,754	$563/mo
Land transfer tax(closing)	$14,375	$1,198/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,950	$746/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,473	$6,873/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12 Sumner Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs