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$865K · 3 bed Condo Townhouse · Ashburnham Ward 4, Peterborough | MyPropertyScout

$864,900

Unit TH 105

33Vacant

Map

$864,900

DOM45days

Unit TH 105

195 Hunter Street · Peterborough · Ontario K9H 1G9

MLS® X13112280 · Ashburnham Ward 4 · K9H 1G9

33Vacant1800-1999 ft²Condo TownhouseNone45d$455/ft²$0 tax/yrNew build

45 days on market

About this home

Nestled in the heart of East City - Peterborough's most storied and sought-after neighbourhood - Sophia at East City Condos presents a rare opportunity to own the largest townhome in the building. At 1,913 square feet across two beautifully appointed levels, this is condominium living with the soul of a traditional home. Sophia offers something few condominiums can: two distinct entrances, each with its own foyer. Arrive through your front door off the gated landscaped stone terrace - complete w…

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Property details

MLS#: X13112280
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1800-1999
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Beach, Clear View, Golf, Hospital, Park, Public Transit

Fireplaces: 1
Fireplace features: Electric

View: Bridge, City, Clear, River, Water

Water body: Otonabee River

Condo corp #: 116
Balcony: Terrace
Locker: None
Association amenities: Gym, Party Room/Meeting Room, Rooftop Deck/Garden, BBQs Allowed, Elevator, Bike Storage
Fees include: Water Included, Building Insurance Included, Heat Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick Front, Concrete · Landscaped, Patio
Fronting on: —
Cross street: Corner of Armour Road and Hunter Street East
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Carpet Free, Storage, Water Heater Owned
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Foyer	2.07m × 2.46m
Main	Living Room	4.3m × 4.96m
Main	Dining Room	4.3m × 4.96m
Main	Kitchen	3.87m × 4.69m
Main	Foyer	1.49m × 2.04m
Main	Powder Room	—
Second	Study	1.85m × 4.69m
Second	Primary Bedroom	3.38m × 4.54m
Second	Bathroom	—
Second	Bedroom 2	3.32m × 3.32m
Second	Bedroom 3	3.35m × 5.24m
Second	Bathroom	—
Second	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA

Source: TRREB/PROPTX · MLS® X13112280

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$865K

Unit TH 105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $864,900✓ $0 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,894/mo

incl. closing costs (yr 1)

Annual total

$82,726

year 1

Mortgage only

$3,281/mo

principal + interest

Beyond mortgage

$2,007/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$172,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $39,374/yr

Property taxes17% $13,773/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,649/yr

Condo fees12% $10,270/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,374	$3,281/mo
Government & taxes
Land transfer tax(closing)	$13,773	$1,148/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,649	$721/mo
Condo fees
Condo / HOA fees	$10,270	$856/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,726	$6,894/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit TH 105

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs