$1.30M · 5 bed Detached · Corktown, Hamilton

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About this home

Heritage Property Conservation Award Winner 2025. Step into a rare piece of Hamilton history at 58 Wellington Street S - a circa 1860 Italianate brick residence thoughtfully restored to celebrate its original character while embracing modern living. This heritage-listed five-bedroom home blends timeless elegance with contemporary comfort, featuring soaring ceilings, restored plaster walls, refinished hardwood floors, stunning original stained glass, updated HVAC with heat pump/AC, upgraded plumb…

Property details

MLS#

X13112184

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

3500-5000

Style

2 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Stone
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Fireplaces: 2
Fireplace features: Family Room, Living Room, Wood

View: City

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 66 × 63
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Landscape Lighting, Landscaped, Patio, Privacy, Porch
Fronting on: West
Cross street: CANNON ST E TO WELLINGTON ST S
Basement: Partial Basement, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, In-Law Capability
Parking features: Private

Level	Room	Dimensions
Main	Living Room	7.32m × 4.83m
Main	Dining Room	6.4m × 4.83m
Main	Kitchen	3.48m × 4.06m
Main	Other	4.5m × 4.83m
Main	Office	4.55m × 3.91m
Second	Bedroom	4.14m × 4.95m
Second	Bedroom	4.06m × 4.95m
Second	Bedroom	3.17m × 4.95m
Second	Bedroom	3.23m × 3.68m
Second	Bedroom	3.51m × 3.45m

Level

Room

Dimensions

Main

Living Room

7.32m × 4.83m

Main

Dining Room

6.4m × 4.83m

Main

Kitchen

3.48m × 4.06m

Main

Other

4.5m × 4.83m

Main

Office

4.55m × 3.91m

Second

Bedroom

4.14m × 4.95m

Second

Bedroom

4.06m × 4.95m

Second

Bedroom

3.17m × 4.95m

Second

Bedroom

3.23m × 3.68m

Second

Bedroom

3.51m × 3.45m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,299,000✓ $5,960 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,489/mo

incl. closing costs (yr 1)

Annual total

$113,871

year 1

Mortgage only

$4,928/mo

principal + interest

Beyond mortgage

$2,232/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$259,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$497/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$22,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $59,136/yr

Property taxes25% $28,415/yr

Utilities6% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,990/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$59,136	$4,928/mo
Government & taxes
Property tax	$5,960	$497/mo
Land transfer tax(closing)	$22,455	$1,871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,990	$1,083/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$113,871	$9,489/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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58 Wellington Street

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