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$790K · 3+1 bed Detached · Junction/Onward Willow, Guelph | MyPropertyScout

$789,900

194 Silvercreek Parkway

3+13Vacant

Map

$789,900

DOM45days

194 Silvercreek Parkway

Guelph · Ontario N1H 3S7

MLS® X13111966 · Junction/Onward Willow · N1H 3S7

3+13Vacant1100-1500 ft²Detached1-car Detached45d$608/ft²Lot 40 x 150 ftNot Applicable ac$5,647 tax/yrBuilt 195175 yrs old

45 days on market

About this home

Welcome to 194 Silvercreek Parkway South, a Bungaloft situated on an impressive 150 foot deep lot with a detached 1-car garage. It offers a rare amount of outdoor space and privacy in the heart of one of Guelph's most accessible neighborhoods.The home features a functional and inviting design with three spacious bedrooms. The main floor offers convenient living with two bright bedrooms and a full primary living area. Retreat upstairs to the private loft, which serves as an expansive third bedroo…

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Property details

MLS#: X13111966
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Public Transit, School Bus Route

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 40 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Other · Awnings
Fronting on: South
Cross street: Waterloo
Basement: Finished, Full, Apartment, Finished with Walk-Out, Separate Entrance, Walk-Up
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.52m × 3.96m
Main	Dining Room	3.52m × 2.71m
Main	Kitchen	3.24m × 2.22m
Main	Bedroom	3.76m × 3.51m
Main	Bedroom 2	2.63m × 3.2m
Second	Primary Bedroom	4.49m × 5.24m
Basement	Living Room	6.67m × 3.26m
Basement	Kitchen	2.49m × 2.88m
Basement	Primary Bedroom	3.04m × 3.65m
Basement	Bathroom	—
Basement	Laundry	1.87m × 3.2m
Basement	Bedroom	4.24m × 3.07m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13111966

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$790K

194 Silvercreek Parkway · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $789,900✓ $5,647 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,053/mo

incl. closing costs (yr 1)

Annual total

$72,631

year 1

Mortgage only

$2,997/mo

principal + interest

Beyond mortgage

$1,575/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$157,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$471/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,960/yr

Property taxes25% $17,920/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,899/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,960	$2,997/mo
Government & taxes
Property tax	$5,647	$471/mo
Land transfer tax(closing)	$12,273	$1,023/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,899	$658/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,631	$6,053/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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194 Silvercreek Parkway

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs