$649K · 4 bed Detached · Bloomfield Ward, Prince Edward County

Loading neighbourhood intel…

About this home

Welcome to this inviting family home set on a spacious lot at the east end of Bloomfield. Tucked well back from the road and surrounded by mature trees and open views, this raised bungalow offers privacy, comfort, and room to grow. Attractive gardens and landscaping create a warm first impression, while the bright main floor features a large living room with a bay window, an open dining area, and a functional kitchen with a generous island for everyday meals and entertaining. Sliding doors lead…

Property details

MLS#

X13111830

Status

Conditionally Sold

Beds

Baths

2 full, 0 half

Size

1500-2000

Style

Bungalow-Raised

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Golf, Library, Park, Place Of Worship, School Bus Route

Fireplaces: 1
Fireplace features: Freestanding, Rec Room

View: Pasture

Garage: 2-car Detached
Garage spaces: 2
Parking: 8 total
Lot: 100 × 351
Heating: Baseboard
Heating fuel: Gas
Cooling: Wall Unit(s)
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Year Round Living
Fronting on: North
Cross street: Stanley & Shannon Road
Basement: Full, Partially Finished, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned, Sump Pump
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.52m × 4.45m
Main	Kitchen	3.92m × 3.85m
Main	Dining Room	3.92m × 3.72m
Main	Primary Bedroom	3.92m × 3.65m
Main	Bedroom	3.92m × 3.5m
Main	Bedroom	3.92m × 2.72m
Main	Bathroom	2.92m × 2.32m
Lower	Recreation	7.7m × 4.39m
Lower	Bedroom	3.68m × 3.44m
Lower	Bathroom	1.81m × 1.91m
Lower	Laundry	2.71m × 2.13m
Lower	Utility Room	3.68m × 3.5m
Lower	Workshop	2.4m × 3.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $2,875 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,966/mo

incl. closing costs (yr 1)

Annual total

$59,595

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$1,258/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $29,545/yr

Property taxes21% $12,330/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,490/yr

Closing costs9% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$2,875	$240/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,595	$4,966/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

45 Shannon Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs