$430K · 2 bed Detached · Glamorgan, Highlands East

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About this home

Charming 2-bedroom, 1-bath home in Gooderham, originally built in 1890 as a one-room schoolhouse and thoughtfully converted into a unique residence. This home features an open-concept layout that blends historic character with comfortable, functional living, highlighted by a cozy wood-burning fireplace and a bright sunroom offering year-round natural light and additional living space. Set on a solid stone foundation, the home carries the strength and craftsmanship of its era while offering moder…

Property details

MLS#

X13111224

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

< 700

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Stone
Property features: Wooded/Treed, Park

Fireplace features: Wood Stove

View: Trees/Woods

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 526.68 × 166.21
Heating: Forced Air
Heating fuel: Propane
Cooling: None
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Year Round Living, Deck
Fronting on: North
Cross street: Highway 507 and County Road 503
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump, Primary Bedroom - Main Floor, Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Bathroom	2.36m × 2.2m
Main	Bedroom	3.45m × 3.2m
Main	Bedroom	3.51m × 3.21m
Main	Foyer	2.29m × 7.14m
Main	Kitchen	3.51m × 3.75m
Main	Living Room	4.88m × 3.73m
Basement	Other	2.15m × 3.12m
Basement	Utility Room	3.69m × 5.6m

Level

Room

Dimensions

Main

Bathroom

2.36m × 2.2m

Main

Bedroom

3.45m × 3.2m

Main

Bedroom

3.51m × 3.21m

Main

Foyer

2.29m × 7.14m

Main

Kitchen

3.51m × 3.75m

Main

Living Room

4.88m × 3.73m

Basement

Other

2.15m × 3.12m

Basement

Utility Room

3.69m × 5.6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $430,000✓ $1,391 tax✓ Propane✓ < 700 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,417/mo

incl. closing costs (yr 1)

Annual total

$41,002

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$904/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$86,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$116/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~700 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $19,575/yr

Property taxes16% $6,466/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,300/yr

Closing costs12% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,575	$1,631/mo
Government & taxes
Property tax	$1,391	$116/mo
Land transfer tax(closing)	$5,075	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,300	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,002	$3,417/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10752 County Road 503 N/A

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Annual costs