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$500K · 3 bed Detached · Northcrest Ward 5, Peterborough | MyPropertyScout

$499,900

846 George Street

31OwnerOccupied

Map

$499,900

A●●●○○

846 George Street

Peterborough · Ontario K9H 3T7

MLS® X13110984 · Northcrest Ward 5 · K9H 3T7

31OwnerOccupied1100-1500 ft²DetachedNone$385/ft²Lot 56 x 79.9 ft< .50 ac$4,140 tax/yrBuilt 1916110 yrs old

16% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

NICELY MAINTAINED 3 BEDROOM TWO STOREY HOME IN PRIME NORTH CENTRAL LOCATION. THIS FAMILY HOME HAS BEEN WELL CARED FOR AND OFFERS TIMELESS CHARACTER AND CHARM. THE MAIN FLOOR OFFERS A FRONT ENTRY FOYER, LIVING ROOM, FORMAL DINING SPACE, KITCHEN, AND REAR LAUNDRY MUD ROOM. THE SECOND LEVEL OFFERS A PRIMARY BEDROOM, TWO ADDITIONAL BEDROOMS, AND A FULL BATHROOM. THE BASEMENT IS UNFINISHED AND OFFERS UTILITY AND STORAGE SPACE. ATTACHED SHED OFFERS ADDITIONAL SOTRAGE AND WORKSHOP SPACE. YARD IS WELL C…

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Property details

MLS#: X13110984
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Stone
Property features: Public Transit, Fenced Yard

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 56 × 79.89
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Porch
Fronting on: East
Cross street: George St N / Argyle St
Basement: Partial Basement, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	2.18m × 2.73m
Main	Living Room	3.91m × 4.11m
Main	Dining Room	3.05m × 3.99m
Main	Kitchen	3.05m × 3.97m
Main	Laundry	1.91m × 3.69m
Second	Primary Bedroom	2.87m × 5.02m
Second	Bedroom 2	2.82m × 3.96m
Second	Bedroom 3	2.59m × 3.25m
Second	Bathroom	1.26m × 2.25m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 UNITED REALTY INC.

Source: TRREB/PROPTX · MLS® X13110984

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$500K

846 George Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,140 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,102/mo

incl. closing costs (yr 1)

Annual total

$49,221

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,208/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$345/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $22,758/yr

Property taxes22% $10,613/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,140	$345/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,221	$4,102/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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846 George Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs