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$529K · 3+1 bed Detached · Lindsay, Kawartha Lakes | MyPropertyScout

$529,000

170 Queen Street

3+13Vacant

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POSPower of Sale

$529,000

170 Queen Street

Kawartha Lakes · Ontario K9V 1H4

MLS® X13110778 · Lindsay · K9V 1H4

3+13Vacant1100-1500 ft²DetachedNone$407/ft²Lot 65.7 x 162.3 ft$2,757 tax/yr

About this home

Welcome to this bright and spacious 3+1 bedroom, 3-bathroom raised brick bungalow, where classic charm meets endless potential. This home features high ceilings, original baseboards, and timeless hardwood floors, all illuminated by large windows that flood the space with natural light. The main floor offers a functional layout with three bedrooms, a four-piece bath, and generous living and dining areas perfect for daily life. Downstairs, the finished lower level provides a separate entrance, an…

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Property details

MLS#: X13110778
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: None
Garage spaces: 0
Parking: 9 total
Lot: 65.74 × 162.27
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Highway 36/Queen St
Basement: Separate Entrance, Full, Partial Basement
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Primary Bedroom - Main Floor, Sump Pump
Parking features: Private Double

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: AFFINITY GROUP PINNACLE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13110778

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$529K

170 Queen Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $2,757 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,170/mo

incl. closing costs (yr 1)

Annual total

$50,036

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$1,117/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$230/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $24,082/yr

Property taxes20% $9,812/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,290/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$2,757	$230/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,036	$4,170/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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170 Queen Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs