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$1.19M · 2+2 bed Detached · Otonabee-South Monaghan, Otonabee-South Monaghan | MyPropertyScout

$1,189,900

1528 Matchett Line

2+22TenantOccupied

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$1,189,900

DOM45days

1528 Matchett Line

Otonabee-South Monaghan · Ontario K9J 6Y3

MLS® X13110620 · Otonabee-South Monaghan · K9J 6Y3

2+22TenantOccupied1100-1500 ft²Detached2-car Attached45d$915/ft²Lot 844.4 x 2284.5 ft50-99.99 ac$4,400 tax/yrBuilt 198541 yrs old

45 days on market

About this home

Welcome to 1528 Matchett Line - Situated of just over 50 acres! This home offer a brand new lower level 2 bedroom in-law suite properly permitted and beautifully finished. The main floor offers 2 beds and 1 bath and is rented for $2050.00 per month to a long term tenant. Lower level is rented for $2000. One poll shed has been converted to 4 separated storage lockers rented for $1300.00 per month. Local farmer leases the barn and 50 acres for beef cattle ($2500 Annually) and is willing t…

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Property details

MLS#: X13110620
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Other structures: Drive Shed

Garage: 2-car Attached
Garage spaces: 2
Parking: 12 total
Lot: 844.43 × 2284.47
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Wallace Point Rd and Matchett Line
Basement: Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Storage
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.47m × 3.93m
Main	Dining Room	3.63m × 3.97m
Main	Living Room	3.92m × 5.6m
Main	Primary Bedroom	4.03m × 3.83m
Main	Bedroom 2	3.26m × 3.81m
Main	Bathroom	2.65m × 2.28m
Lower	Bathroom	2.5m × 2.28m
Lower	Recreation	3.79m × 7.49m
Lower	Kitchen	3.79m × 6.94m
Lower	Bedroom	4.34m × 2.66m
Lower	Bedroom 2	4.34m × 2.85m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MinCom Kawartha Lakes Realty Inc.

Source: TRREB/PROPTX · MLS® X13110620

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$1.19M

1528 Matchett Line · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,189,900✓ $4,400 tax✓ Propane✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,466/mo

incl. closing costs (yr 1)

Annual total

$101,593

year 1

Mortgage only

$4,514/mo

principal + interest

Beyond mortgage

$1,804/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$237,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $54,169/yr

Property taxes24% $24,673/yr

Utilities4% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,899/yr

Closing costs5% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,169	$4,514/mo
Government & taxes
Property tax	$4,400	$367/mo
Land transfer tax(closing)	$20,273	$1,689/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,899	$992/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,593	$8,466/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1528 Matchett Line

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs