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$329K · 1 bed Condo Apartment · Otonabee Ward 1, Peterborough | MyPropertyScout

$329,000

Unit 106

11OwnerOccupied

Map

$329,000

A●●●○○

Unit 106

910 Ford Street · Peterborough · Ontario K9J 5V3

MLS® X13110536 · Otonabee Ward 1 · K9J 5V3

11OwnerOccupied700-799 ft²Condo ApartmentNone$439/ft²$2,820 tax/yrBuilt 198541 yrs old

20% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 910 Ford Street, Unit 106 - an affordable and well-located 1 bedroom, 1 bathroom condo in one of Peterborough's most convenient neighbourhoods. This bright ground-level unit offers a functional layout with a spacious living area and private terrace. Enjoy easy access to Lansdowne Street amenities, public transit, and everyday essentials, all within walking distance. The building is quiet and well-maintained, featuring condo fees that include water, garbage and exterior maintenance. Ad…

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Property details

MLS#: X13110536
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle

Condo corp #: 80
Balcony: None
Locker: Exclusive
Fees include: Water Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Ford St & St Marys St
Basement: None
Stories: 1
Utilities: —
Laundry: In Building, Shared
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	1.64m × 2.98m
Main	Bedroom	3.16m × 4.48m
Main	Dining Room	2.65m × 4.22m
Main	Kitchen	2.75m × 3.05m
Main	Living Room	3.1m × 6.21m
Main	Utility Room	2.27m × 1.96m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 UNITED REALTY INC.

Source: TRREB/PROPTX · MLS® X13110536

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$329K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $329,000✓ $2,820 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,073/mo

incl. closing costs (yr 1)

Annual total

$36,878

year 1

Mortgage only

$1,248/mo

principal + interest

Beyond mortgage

$1,083/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$235/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,410

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $14,977/yr

Property taxes17% $6,230/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,290/yr

Condo fees9% $3,220/yr

Closing costs14% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,977	$1,248/mo
Government & taxes
Property tax	$2,820	$235/mo
Land transfer tax(closing)	$3,410	$284/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,290	$274/mo
Condo fees
Condo / HOA fees	$3,220	$268/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,878	$3,073/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs