$890K · 3+1 bed Detached · Monaghan Ward 2, Peterborough

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About this home

BREATHTAKING POND VIEWS IN PETERBOROUGH'S SOUGHT-AFTER WEST END Welcome to 1453 Ireland Drive - a beautifully maintained full-brick bungalow backing onto a serene pond, offering breathtaking sunset views, peaceful natural surroundings, and an exceptional backyard setting where swans, ducks, geese, and other wildlife can often be enjoyed right from your deck. Built by Riel Builder in 2013, this home combines quality craftsmanship with an incredible lifestyle opportunity. The bright open-concept m…

Property details

MLS#

X13110168

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1500-2000

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Insulated Concrete Form, Poured Concrete
Property features: Clear View, Fenced Yard, Lake Access, Lake/Pond, Waterfront, Public Transit

Fireplace features: Natural Gas

View: Clear, Garden, Panoramic, Pond, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Jackson Creek
Water frontage: 48.52 ft
Shoreline: Natural
Waterfront features: Other

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 48.52 × 133.24
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Brick · Backs On Green Belt, Deck, Privacy, Porch Enclosed, Year Round Living
Fronting on: South
Cross street: Sherbrooke St/Brealey Dr
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Atrium, Auto Garage Door Remote, Guest Accommodations, In-Law Suite, Primary Bedroom - Main Floor, Storage, Central Vacuum
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	5.1m × 3.8m
Main	Family Room	5.2m × 4m
Main	Kitchen	4.5m × 4m
Main	Primary Bedroom	4.2m × 5.2m
Main	Bedroom 2	3.3m × 3.5m
Lower	Great Room	4m × 7.5m
Lower	Bedroom 3	3.9m × 3.9m

Level

Room

Dimensions

Main

Living Room

5.1m × 3.8m

Main

Family Room

5.2m × 4m

Main

Kitchen

4.5m × 4m

Main

Primary Bedroom

4.2m × 5.2m

Main

Bedroom 2

3.3m × 3.5m

Lower

Great Room

4m × 7.5m

Lower

Bedroom 3

3.9m × 3.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $890,000✓ $6,369 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,774/mo

incl. closing costs (yr 1)

Annual total

$81,291

year 1

Mortgage only

$3,376/mo

principal + interest

Beyond mortgage

$1,750/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$178,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$531/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,517/yr

Property taxes25% $20,644/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,900/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,517	$3,376/mo
Government & taxes
Property tax	$6,369	$531/mo
Land transfer tax(closing)	$14,275	$1,190/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,900	$742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,291	$6,774/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1453 Ireland Drive

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Annual costs