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$300K · 2 bed Condo Apartment · 444 - Carlton/Bunting, St. Catharines | MyPropertyScout

$299,900

Unit 313

22Vacant

Map

⚡ Insider Deal

Estate Sale

$299,900

DOM45days

Unit 313

Roehampton Gardens · 78 Roehampton Avenue · St. Catharines · Ontario L2M 7W9

MLS® X13109894 · 444 - Carlton/Bunting · L2M 7W9

22Vacant900-999 ft²Condo ApartmentNone45d$316/ft²$2,378 tax/yrBuilt 198541 yrs old

45 days on market

About this home

Welcome to Unit 313 at Roehampton Gardens. This recently repainted suite features 2 bedrooms and 2 full bathrooms, offering a comfortable and functional layout. The living room showcases hardwood flooring and a fireplace, creating a warm and welcoming space to relax or entertain. The primary bedroom includes its own private 4-piece ensuite, while the second bedroom features brand new carpeting. In-suite laundry adds everyday convenience. Ideally situated close to shopping, transit, restaurants,…

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Property details

MLS#: X13109894
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit

Fireplaces: 1

Building name: Roehampton Gardens
Condo corp #: 90
Balcony: Open
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Parking Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Bunting Road
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Wheelchair Access
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	3.35m × 4.84m
Main	Living Room	3.38m × 5.48m
Main	Primary Bedroom	2.92m × 4.29m
Main	Bedroom 2	2.98m × 3.65m
Main	Bathroom	—
Main	Bathroom	—
Main	Laundry	1.79m × 1.55m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13109894

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$300K

Unit 313 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $2,378 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,079/mo

incl. closing costs (yr 1)

Annual total

$36,952

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,235/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$198/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $13,653/yr

Property taxes14% $5,352/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees16% $5,788/yr

Closing costs14% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$2,378	$198/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$5,788	$482/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,952	$3,079/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 313

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs