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$1.90M · 4+2 bed Detached · 208 - Mt. Carmel, Niagara Falls | MyPropertyScout

$1,900,000

8018 CATHEDRAL Drive

4+24OwnerOccupied

Map

$1,900,000

DOM45days

8018 CATHEDRAL Drive

Niagara Falls · Ontario L2H 2Z2

MLS® X13109754 · 208 - Mt. Carmel · L2H 2Z2

4+24OwnerOccupied3000-3500 ft²Detached2-car Attached45d$585/ft²Lot 90.2 x 150 ft< .50 ac$8,583 tax/yrBuilt 200323 yrs old

45 days on market

About this home

Welcome to 8018 Cathedral Drive, Niagara Falls. Absolutely stunning mansion located it prestigious Mount Carmel. This Custom Built 2 Storey home full of love features 5 bedrooms and 4 bathrooms with 5000 sq ft of finished living space. When you walk into this home you are greeted with amazing soaring ceiling height with designer finishes and soothing natural light. Main floor features huge chefs' kitchen with breakfast island, granite counter tops, gas stove with covered hood range, and tons of…

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Property details

MLS#: X13109754
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 0

Garage: 2-car Attached
Garage spaces: 2
Parking: 11 total
Lot: 90.22 × 150
Heating: Water
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Brick
Fronting on: Unknown
Cross street: Matthews to Cathedral
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Water Meter, Bar Fridge, Water Heater, Sump Pump, Water Softener, Central Vacuum
Parking features: Other

Rooms

Level	Room	Dimensions
Second	Bedroom	3.3m × 4.67m
Second	Bedroom	3.68m × 4.16m
Basement	Family Room	3.98m × 9.01m
Basement	Game Room	4.03m × 9.01m
Basement	Bedroom	3.98m × 4.72m
Main	Living Room	4.21m × 4.9m
Main	Office	3.37m × 3.68m
Main	Kitchen	4.9m × 7.21m
Main	Dining Room	4.9m × 7.21m
Main	Family Room	0.43m × 6.85m
Second	Primary Bedroom	3.98m × 4.82m
Second	Bedroom	3.68m × 5.02m
Main	Bathroom	—
Second	Bathroom	—
Second	Bathroom	—
Basement	Bathroom	—
Basement	Bedroom	3.66m × 4.27m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13109754

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$1.90M

8018 CATHEDRAL Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,900,000✓ $8,583 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,420/mo

incl. closing costs (yr 1)

Annual total

$161,044

year 1

Mortgage only

$7,208/mo

principal + interest

Beyond mortgage

$2,881/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$380,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$715/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$34,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $86,496/yr

Property taxes27% $43,058/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,000/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$86,496	$7,208/mo
Government & taxes
Property tax	$8,583	$715/mo
Land transfer tax(closing)	$34,475	$2,873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,000	$1,583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$161,044	$13,420/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8018 CATHEDRAL Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs