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$600K · 4 bed Condo Apartment · 14 - Central City East, Kingston | MyPropertyScout

$599,900

Unit 201

42Vacant

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$599,900

B●●●○○

Unit 201

630 Princess Street · Kingston · Ontario K7L 1E3

MLS® X13109388 · 14 - Central City East · K7L 1E3

42Vacant1200-1399 ft²Condo Apartment1-car Underground$462/ft²$5,653 tax/yrBuilt 20188 yrs old

0% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome 630 Princess, this spacious four bedroom condominium, offering high end finishes in a highly central city location. The generously sized bedrooms, granite countertops, and modern open concept layout create a refined and comfortable living environment. High ceilings and expansive windows enhance the loft style feel while allowing abundant natural light throughout.Residents enjoy access to premium amenities, including a rooftop patio with a gas BBQ-ideal for relaxing after a workout in th…

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Property details

MLS#: X13109388
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit

View: City

Condo corp #: 79
Balcony: Juliette
Locker: None
Association amenities: Exercise Room, Rooftop Deck/Garden, Elevator, Gym
Fees include: Water Included, Heat Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer · Patio
Fronting on: —
Cross street: Nelson
Basement: None
Stories: 1
Utilities: —
Laundry: In Bathroom
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Separate Hydro Meter
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Bedroom	3.66m × 4.42m
Main	Bedroom 2	3.51m × 3.66m
Main	Bedroom 3	3.2m × 3.89m
Main	Bedroom 4	2.59m × 3.89m
Main	Bathroom	2.134m × 2.134m
Main	Bathroom	3.048m × 2.134m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP-MASTERS REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13109388

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$600K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $5,653 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,647/mo

incl. closing costs (yr 1)

Annual total

$67,767

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,207/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$471/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $27,310/yr

Property taxes21% $14,126/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,999/yr

Condo fees14% $9,672/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$5,653	$471/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$9,672	$806/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,767	$5,647/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs