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$500K · 3 bed Detached · 901 - Smiths Falls, Smiths Falls | MyPropertyScout

$499,900

92 Jasper Avenue

32OwnerOccupied

Map

$499,900

DOM33days

92 Jasper Avenue

Smiths Falls · Ontario K7A 4E1

MLS® X13109284 · 901 - Smiths Falls · K7A 4E1

32OwnerOccupied1100-1500 ft²DetachedNone33d$385/ft²Lot 59.8 x 125.9 ft$3,392 tax/yr

33 days on market

About this home

Welcome to 92 Jasper Avenue, a beautifully updated all-brick bungalow ideally located in one of Smiths Falls' most desirable neighbourhoods. Just a short walk to Lower Reach Park and the historic Rideau Canal, this move-in-ready home offers the perfect combination of character, comfort, and versatility. Step inside to a bright and inviting main floor, freshly painted throughout and designed for easy everyday living. At the heart of the home is the stunning updated kitchen, featuring sleek stainl…

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Property details

MLS#: X13109284
Status: Conditionally Sold
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block, Concrete
Other structures: Fence - Partial, Shed, Garden Shed

Fireplaces: 2
Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 59.77 × 125.87
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Patio
Fronting on: South
Cross street: Jasper Ave. and Vincent St.
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Dining Room	3.41m × 3.66m
Main	Living Room	3.66m × 3.96m
Main	Kitchen	3.78m × 4.45m
Main	Bathroom	2.28m × 3.9m
Main	Primary Bedroom	3.99m × 5.55m
Main	Bedroom	3.17m × 3.23m
Main	Bedroom	2.38m × 3.26m
Lower	Family Room	7.13m × 7.31m
Lower	Kitchen	3.84m × 3.99m
Lower	Laundry	2.17m × 3.66m
Lower	Bathroom	2.17m × 2.23m
Lower	Utility Room	1.89m × 4.63m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 SYNERGY REALTY INC

Source: TRREB/PROPTX · MLS® X13109284

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$500K

92 Jasper Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $3,392 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,039/mo

incl. closing costs (yr 1)

Annual total

$48,474

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,145/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,758/yr

Property taxes20% $9,865/yr

Utilities9% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$3,392	$283/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,474	$4,039/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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92 Jasper Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs