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$560K · 4 bed Detached · 772 - Broadway, Welland | MyPropertyScout

$559,900

21 Verne Avenue

42OwnerOccupied

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⚡ Insider Deal

↓ $20,000Price Reduced

$559,900

F●●●○○DOM45days

21 Verne Avenue

Welland · Ontario L3C 1Z6

MLS® X13109280 · 772 - Broadway · L3C 1Z6

42OwnerOccupied700-1100 ft²Detached1-car Detached45d$622/ft²Lot 60 x 167.3 ft$3,480 tax/yrBuilt 195175 yrs old

18% above market · 45 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked away on a quiet, family-friendly street, 21 Verne Avenue in Welland offers the perfect blend of comfort, space, and versatility. This beautifully maintained home sits on a generous lot, providing plenty of outdoor space for entertaining, relaxing, or future possibilities.Inside, you'll find a thoughtfully laid-out floor plan featuring two spacious bedrooms on the main level and two additional bedrooms on the lower level, ideal for growing families, guests, or a home office setup. With two…

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Property details

MLS#: X13109280
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Fence - Full
Property features: Fenced Yard, Park, Public Transit, Place Of Worship, School

Fireplaces: 1
Fireplace features: Living Room

Garage: 1-car Detached
Garage spaces: 1
Parking: 7 total
Lot: 60 × 167.25
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Board & Batten · Deck, Patio, Privacy
Fronting on: East
Cross street: Lincoln Street
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	3.45m × 4.13m
Main	Dining Room	3.45m × 3.3m
Main	Primary Bedroom	3.49m × 3.62m
Main	Bedroom 2	3.48m × 3.01m
Basement	Bedroom 3	3.3m × 4.48m
Basement	Bedroom 4	2.97m × 3.89m
Basement	Recreation	3.15m × 7.54m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13109280

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$560K

21 Verne Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $559,900✓ $3,480 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,408/mo

incl. closing costs (yr 1)

Annual total

$52,901

year 1

Mortgage only

$2,124/mo

principal + interest

Beyond mortgage

$1,187/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$290/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $25,489/yr

Property taxes21% $11,153/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,599/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,489	$2,124/mo
Government & taxes
Property tax	$3,480	$290/mo
Land transfer tax(closing)	$7,673	$639/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,599	$467/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,901	$4,408/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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21 Verne Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs