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$339K · 1 bed Condo Apartment · 4502 - West Centre Town, Dows Lake - Civic Hospital and Area | MyPropertyScout

$339,000

Unit 2912

11Vacant

Map

$339,000

A●●●○○

Unit 2912

105 Champagne Avenue · Dows Lake - Civic Hospital and Area · Ontario K1S 5E5

MLS® X13108926 · 4502 - West Centre Town · K1S 5E5

11Vacant0-499 ft²Condo Apartment1-car Underground$679/ft²$3,443 tax/yr

19% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Envie II. This bright 525 Sq Ft 2 bed 1 Bath Condo offers modern finishes; exposed concrete features, quartz countertops and stainless steel appliances. Centrally located in the Dow's Lake/Little Italy area, steps from the O-Train, Carleton University, The Civic Hospital, restaurants, walking/biking paths & more. Perfect for students or young professionals. The building amenities include: concierge, a fitness centre, study lounges, penthouse lounge with a games area. This unit is bein…

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Property details

MLS#: X13108926
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 0-499
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 1081
Balcony: None
Locker: None
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: 105 Champagne Ave
Basement: None
Stories: 25
Utilities: —
Laundry: In-Suite Laundry
Interior: None, Other
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FIDACITY REALTY

Source: TRREB/PROPTX · MLS® X13108926

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$339K

Unit 2912 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,000✓ $3,443 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,555/mo

incl. closing costs (yr 1)

Annual total

$42,660

year 1

Mortgage only

$1,286/mo

principal + interest

Beyond mortgage

$1,514/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,560

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $15,433/yr

Property taxes16% $7,003/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,390/yr

Condo fees14% $6,174/yr

Closing costs12% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,433	$1,286/mo
Government & taxes
Property tax	$3,443	$287/mo
Land transfer tax(closing)	$3,560	$297/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,390	$283/mo
Condo fees
Condo / HOA fees	$6,174	$515/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,660	$3,555/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2912

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs