$1.20M · 3 bed Rural Residential · Brunel, Huntsville

Loading neighbourhood intel…

About this home

Experience the best of waterfront living in this inviting year-round retreat, where expansive lake views, effortless indoor-outdoor living, and a family-friendly shoreline create the perfect setting in every season. Designed to capture the beauty of the water, the open-concept great room features soaring vaulted ceilings and a dramatic wall of windows that fills the home with natural light while showcasing breathtaking lake views. Whether enjoying a quiet morning coffee or hosting family and fri…

Property details

MLS#

X13108660

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1500-2000

Style

Bungalow

Type

Rural Residential

Year built

—

Roof: Metal
Foundation: Concrete Block
Other structures: Other
Property features: Beach, Golf, Arts Centre, Hospital, Library, Lake Backlot

Fireplaces: 1

View: Clear, Lake

Waterfront: Yes
Water view: Direct
Water body: Otter Lake
Water frontage: 36.271 ft
Shoreline: Shallow, Sandy
Waterfront features: Motors Restricted

Garage: 2-car Detached
Garage spaces: 2
Parking: 12 total
Lot: 119 × 533
Heating: Forced Air
Heating fuel: Electric
Cooling: None
Pool: No
Exterior: Cedar · Privacy, Year Round Living
Fronting on: South
Cross street: WEST BROWNS RD
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.65m × 5.79m
Main	Primary Bedroom	2.67m × 3.48m
Main	Bedroom 2	2.98m × 2.8m
Main	Bedroom 3	3.01m × 2.76m
Main	Bathroom	0.67m × 2.34m
Main	Kitchen	3.35m × 5.33m
Lower	Family Room	9.02m × 4.6m
Lower	Other	3.38m × 3.59m
Lower	Other	2.17m × 3.68m
Lower	Bathroom	1.73m × 2.62m
Lower	Laundry	1.82m × 3.66m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,195,000✓ $3,713 tax✓ Electric✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,452/mo

incl. closing costs (yr 1)

Annual total

$101,429

year 1

Mortgage only

$4,533/mo

principal + interest

Beyond mortgage

$1,763/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$309/mo

Utilities

Hydro / electricity$228/mo

≈ $0.13/ft² × ~1,750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $54,402/yr

Property taxes24% $24,088/yr

Utilities4% $4,290/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,950/yr

Closing costs5% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,402	$4,533/mo
Government & taxes
Property tax	$3,713	$309/mo
Land transfer tax(closing)	$20,375	$1,698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,950	$996/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,429	$8,452/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

293 OTTER LAKE Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs