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$589K · 3 bed Detached · 774 - Dain City, Welland | MyPropertyScout

$589,000

25 Richmond Street

32OwnerOccupied

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⚡ Insider Deal

↓ $30,000Price Reduced

$589,000

A●●●○○DOM46days

25 Richmond Street

Welland · Ontario L3B 5L5

MLS® X13108644 · 774 - Dain City · L3B 5L5

32OwnerOccupied1100-1500 ft²Detached1-car Attached46d$453/ft²Lot 72.2 x 120.3 ft$4,545 tax/yrBuilt 195175 yrs old

5% below market · 46 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This charming three-bedroom side split is nestled in a mature, tree-lined neighbourhood, offering the perfect blend of classic style and functional family living. The home features a spacious living room anchored by a traditional wood-burning fireplace, along with a separate dining room ideal for family gatherings and entertaining. A welcoming main-floor family room includes a cozy gas fireplace and French doors that open directly to a covered rear patio, creating a seamless indoor-outdoor livin…

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Property details

MLS#: X13108644
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Sidesplit
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Garden Shed, Shed
Property features: Park

Fireplaces: 3
Fireplace features: Natural Gas, Wood

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 72.191 × 120.31
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding · Patio, Porch
Fronting on: West
Cross street: Crescent Drive
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Front Yard Parking

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.09m × 7.26m
Main	Dining Room	2.67m × 3.43m
Main	Kitchen	2.95m × 4.06m
Main	Foyer	2.13m × 2.21m
Main	Family Room	3.18m × 5.87m
Second	Primary Bedroom	2.89m × 3.81m
Second	Bedroom 2	2.89m × 2.97m
Second	Bedroom 3	2.67m × 2.87m
Second	Bathroom	2.87m × 2.99m
Lower	Recreation	4.42m × 6.83m
Lower	Laundry	2.67m × 2.77m
Lower	Bathroom	1.68m × 2.01m
Lower	Utility Room	2.19m × 2.67m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13108644

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$589K

25 Richmond Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $4,545 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,696/mo

incl. closing costs (yr 1)

Annual total

$56,356

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$1,316/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$379/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $26,814/yr

Property taxes23% $12,800/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,890/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$4,545	$379/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,356	$4,696/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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25 Richmond Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs