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$525K · 3 bed Detached · Trenton Ward, Quinte West | MyPropertyScout

$525,000

92 Byron Street

32Vacant

Map

$525,000

F●●●○○

92 Byron Street

Quinte West · Ontario K8V 2Y2

MLS® X13107522 · Trenton Ward · K8V 2Y2

32Vacant1100-1500 ft²Detached2-car Detached$404/ft²Lot 44 x 136.1 ft< .50 ac$2,587 tax/yrBuilt 195175 yrs old

21% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Built with care and pride by my grandfather in 1928, this timeless Craftsman-style brick home has been lovingly held in our family for nearly a century. Now, 92 Byron Street is ready to begin its next chapter. Rich in character and charm, this 2-storey home showcases the craftsmanship of a bygone era - featuring original hardwood floors, detailed wood trim, solid wood doors, and classic French doors leading into the inviting living and dining rooms. Every space reflects warmth, history, and qual…

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Property details

MLS#: X13107522
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Arts Centre, Golf, Hospital, School, Public Transit, Marina

Fireplace features: Family Room, Freestanding, Natural Gas

Garage: 2-car Detached
Garage spaces: 2
Parking: 6 total
Lot: 44 × 136.05
Heating: Water
Heating fuel: Gas
Cooling: Window Unit(s)
Pool: No
Waterfront: No
Exterior: Brick · Deck, Porch, Year Round Living
Fronting on: West
Cross street: Dundas St E & Byron St
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Floor Drain, Storage, Water Heater Owned
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Ground	Foyer	3.23m × 2.34m
Ground	Living Room	3.24m × 4.49m
Ground	Dining Room	4.42m × 3.47m
Ground	Kitchen	4.32m × 3.35m
Ground	Family Room	5.56m × 4.5m
Second	Primary Bedroom	4.3m × 3.96m
Second	Bedroom 2	3.26m × 3.95m
Second	Bedroom 3	3.24m × 2.87m
Basement	Recreation	3.59m × 6.93m
Basement	Laundry	5.4m × 4.31m
Basement	Furnace Room	3.97m × 2.6m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXIT REALTY GROUP

Source: TRREB/PROPTX · MLS® X13107522

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$525K

92 Byron Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $2,587 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,130/mo

incl. closing costs (yr 1)

Annual total

$49,564

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$1,099/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $23,900/yr

Property taxes19% $9,562/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,250/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$2,587	$216/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,564	$4,130/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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92 Byron Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs