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$660K · 3+1 bed Condo Townhouse · South U, London South | MyPropertyScout

$660,000

Unit 40

57 DOM

3+1457d

Map

⚡ Insider Deal

DOM 57

↓ $39KPrice Reduced

$660,000

↓ $39K

DOM57days

Unit 40

745 Chelton Road · London South · Ontario N6M 0J1

MLS® X13107360 · South U · N6M 0J1

3+14OwnerOccupied1600-1799 ft²Condo Townhouse1-car Built-InFinished57d$388/ft²$3,889 tax/yrBuilt 20233 yrs oldFinished

57 days on market

About this home

End unit condo townhouse, 3+1 bedrooms and 3.5 bathrooms. The Seller Paid for it seriously more than asking price on August 18, 2022. Only one Sp.Dr. lived in it and kept better than it received from the builder. The Seller has the whole papers on the purchase (included 7 year structural warranty of Tarion (Ontario new Home Warranty) since 2022. Lower level boasts a huge recreation room with 2 large windows and 3pce bath - room could be used as an extra large bedroom, guest suite or family roo…

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Property details

MLS#: X13107360
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+1
Baths: 4 full, 0 half
Rooms: 6 + 1
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 4 pc · Upper; 2 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 969
Balcony: None
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Vinyl Siding · Deck
Fronting on: —
Cross street: Bradley / Chelton
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Water Heater, Sump Pump
Parking features: Inside Entry, Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 5.5m
Main	Dining Room	2.15m × 3.66m
Main	Kitchen	2.75m × 3.36m
Upper	Primary Bedroom	3.36m × 4.58m
Second	Bedroom 2	2.75m × 4.26m
Second	Bedroom 3	3.05m × 3.97m
Lower	Recreation	4.27m × 5.8m
Lower	Foyer	—

Seller signals

Price movement & seller pressure

↓ $39KPrice reduction

MLS shows the seller reduced the asking price by $39,000 (from $699,000 to $660,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: iCloud Realty Ltd.

Source: TRREB/PROPTX · MLS® X13107360

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$660K

Unit 40 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $660,000✓ $3,889 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,359/mo

incl. closing costs (yr 1)

Annual total

$64,307

year 1

Mortgage only

$2,504/mo

principal + interest

Beyond mortgage

$1,591/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$132,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$324/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $30,046/yr

Property taxes21% $13,564/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,600/yr

Condo fees5% $3,437/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,046	$2,504/mo
Government & taxes
Property tax	$3,889	$324/mo
Land transfer tax(closing)	$9,675	$806/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,600	$550/mo
Condo fees
Condo / HOA fees	$3,437	$286/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,307	$5,359/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 40

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs