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$720K · 2 bed Detached · Northcrest Ward 5, Peterborough | MyPropertyScout

$719,900

428 Raymond Street

23OwnerOccupied

Map

$719,900

DOM6days

428 Raymond Street

Peterborough · Ontario K9L 1R2

MLS® X13107020 · Northcrest Ward 5 · K9L 1R2

23OwnerOccupied1100-1500 ft²Detached1-car Attached6d$554/ft²Lot 39.6 x 101.8 ft$6,210 tax/yrBuilt 201511 yrs old

6 days on market

About this home

Beautiful custom-built Brick Bungalow on quiet Cul de sac. Featuring 2+2 bedrooms and 3 baths. Backing onto city owned green space and the Parkway Trail/Trans Canada Trail for walking and biking. This home offers an appealing open concept kitchen with island, dining area, and great room with gas fireplace and vaulted ceiling with access to large private deck through oversized patio doors. Convenient main floor laundry and main 4 piece semi-ensuite bathroom. Primary bedroom has large walk-in clos…

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Property details

MLS#: X13107020
Status: Conditionally Sold
Beds: 2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: School

Fireplaces: 2
Fireplace features: Natural Gas

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 39.64 × 101.79
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Awnings, Deck, Landscaped, Privacy
Fronting on: North
Cross street: Fairbairn
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Great Room	5.3m × 4.9m
Main	Kitchen	3.8m × 4.8m
Main	Primary Bedroom	4.2m × 4.6m
Main	Bedroom	3.4m × 3.1m
Main	Bathroom	—
Lower	Recreation	4.6m × 10.8m
Lower	Bedroom	4.2m × 3.7m
Lower	Bedroom	5.1m × 3.1m
Main	Bathroom	—
Lower	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK EASTERN REALTY

Source: TRREB/PROPTX · MLS® X13107020

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$720K

428 Raymond Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $719,900✓ $6,210 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,659/mo

incl. closing costs (yr 1)

Annual total

$67,907

year 1

Mortgage only

$2,731/mo

principal + interest

Beyond mortgage

$1,563/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$143,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$518/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $32,773/yr

Property taxes25% $17,083/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,199/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$32,773	$2,731/mo
Government & taxes
Property tax	$6,210	$518/mo
Land transfer tax(closing)	$10,873	$906/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,199	$600/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,907	$5,659/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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428 Raymond Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs